Another point that has been ignored, the 16GB its shared between the cpu and gpu and both needs RAM.
One usage for me would be a couple of VMs.
Assign 3GB to 2 of them and you are 6 gb down, leaving 10 for the OS and anything else running.
And from those 10, the GPU will grab some more.
That’s assuming that the VMs are installed either on an external drive or a NAS.
But as others mentioned, if all you do is a couple of browser tabs, the occasional photo editing or quick video editing AND assuming (again) that AI is not a memory hog, then 16gb should be ok.
@AlaskaMoose You are correct, buy more ram (if needed) and wait for what it looks to be cheaper options for internal storage.
Like this: