This is crazy! Where I studied, the government pays for every student's tuition fees, so classroom hours are $0.
I think I paid about $5000 per year for my accommodation (nice room in an apartment of 5 shared with 4 others, with my own private bathroom). In my 3rd and 4th years of University, I went to live with my parents about 40 miles away. The Government paid for the travel between my house and the University campus each day.
I worked hard and got my degree, but needless to say our system, while very inclusive, did lead to a lot of people not having the needed "pressure" to do well since there was little financial loss if you failed.
(If you did fail a year though, you don't get to repeat for free. You have to pay the full one year tuition fees of about $1500).
The US would rather pay those that would rather not contribute to society, Welfare U.
I believe 2 colleges in Boston will be over $200,000 for a 4 year degree.