We agree that it is quite amazing that it is possible "to make a quality camera and lens that is the size of a cell phone." I am amazed by it every day with the iPhone 16 PM, and if you do not believe me, Apple's excellent "shot on iPhone" work is incontrovertible. It does seem to defy the laws of photographic physics, but the solid image capture results repeat day after day.I'm serious.
I am advocating for "good enough" in the sense of "recognizing the limitations of the device." I don't expect my car to be able to tow as much as a Mack truck. I don't expect my laptop to be as powerful as a mainframe. I don't expect McDonald's to make food as good as I can get from a five-star restaurant.
Cell phone cameras are perfectly fine for taking pictures of damage from car accidents, or items that I am selling on Ebay, and have been for years now. If I am trying to make art or preserve memories for future generations, I will always use a real camera for that. My understanding is (the laws of physics being what they are) that it is basically impossible to make a quality camera and lens that is the size of a cell phone, anyway, and that they all end up using "computational photography" tricks to make decent-ish-looking pictures. I have zero interest in paying more for a phone with a marginally better camera function that still doesn't even match the picture quality or ergonomics of an actual camera.
Like you said, it is not fully the same. But like my Honda pickup truck can carry a quarter cord of firewood while a Mack truck might carry four cords of firewood, both trucks carry firewood and both camera types capture good images.