We're not talking about turning it off - that's a cop-out to the rebuttal.
Fact is leave your iPhone anywhere physically available for others to pick up and 3x boom its not password/pin entry. Even randomly ... just like any other phones biometrics. I see no reason for the HUGE bump to be there IF the camera has nothing to do with facial recognition by the hardware.
I get it you love it. Yet for payments and for unlocking the animation is needlessly slow and over dramatic - with no way for the end user to disable or speed up the animiation. like you said in 2024, not 2018 why the over dramatica presentation in animations, lets leave that to the drag queens for presentation, not our electronic devices. (PS: this is not meant to be a dig at, its just to highly how over the top drama can be and not everywhere its needed).