I've jumped in this boat but without the sbti on order. $100 for it not to be shiny and being able to sell the watch on with a band rather no band is a plus since Apple trade in rates seem rather low. The AppleCare costs more too - but at least you get 3 vs 2 years so perhaps incentive to actually keep it longer (although may be able to convert to monthly after the 2 years is up for the ss watch so this slightly evens out).I’m in the same boat. And I have the exact same thoughts..