What’s your sales pitch for iup? I’m
Considering it but leaning towards John Lewis and their included 2 year warranty.
For my wife and I, a couple of reasons why I'm already enrolled and she's considering the Upgrade Programme:
- Interest free over the period
- Eligibility to upgrade after 11 payments
- Ease of returning the handset and not having to work out where to sell it etc
Whilst we could pay for the handsets outright, that's a helluva lot of cash to suddenly disappear in one chunk for us. I bought my 7 Plus outright a few years ago and that stung for a while. Of course, we could sign up for an interest free credit card and simply divide the payments over the same period as the Upgrade Programme as one alternative, though we don't need any more credit cards in our household.
I don't always upgrade every year, but I did go from the 6 to 7 Plus, to 8 Plus. It's nice to have that flexibility to upgrade or not if the hardware is compelling enough. My wife is generally every 2 years, but doesn't want to rule herself out. My understanding is if there's no desire to upgrade every year, the iPhone Payments option (interest free over 20 months, no AppleCare) is the better deal - this in effect is no different to paying with an interest free credit card.
Finally, not having to source a buyer for our old handsets - I just give the old handset back upon upgrade in the store. I have £463 remaining on my 8 Plus Upgrade Programme balance if I want to pay it off entirely. Checking Music Magpie (thanks to the poster for that recommendation), I would currently get £550 for it
before next week's announcements. It'll probably lose up to £100 by the time the new handsets launch, so any opportunity to make that £87 needs to happen now, which isn't worth the effort of selling and not having a spare phone to fall back on for a few weeks.