Disabling it will still allow all your devices to work in find my like they have traditionally, through the internet. You’ll be losing the feature to find your devices if they’re turned off or not connected to the internet, however.
I get what you mean with regard to the battery drain. And it’s all idle drain. In my case, I noticed that having find my network turned on, my phone would keep using location every few minutes, sometimes multiple times under a minute. This was especially true if Bluetooth was turned on. It also drained the phone’s battery if my Apple Watch had find my network enabled. Hence, I decided to disable the network on all my devices and I’ve been happy with my battery life since.