Great post. Similar experiences. I actually chatted with Apple yesterday to be sure that if I did trade my 12PM I could pick it up at the store AND drop my trade with them.. the only way you can do that apparently is on the installment plan. I asked if I could pay it off well before the iPhone 14 comes out and she said yes; no problem. Then I looked at what they offer on the 11Max (my prior phone) and it's considerably lower than the 12Max; so looking forward this makes perfect sense,My Process went exactly like yours except ordered the Blue and did my Get Ready to preorder on Tuesday. It was actually quite easy, I am trading in my 11 PM. My previous phone to that was an 8 Plus that I did the process through Verizon and the previous 6 was through Verizon. All I can say is never again. Having the Apple Card has been so much easier and actually the trade in process with Apple has been easy as well having done it with the last phone and an ipad last year. I trade every two years as well but even if I did decide to go to the 14 next year I will have this paid off on the card. I found with my ipad last year with the Apple Card you can go in and pay extra payments on the zero% plans. I like to have things paid off so will pay the phone off quickly. I could not do that with Verizon.