Stop it. This story has nothing to do with my personal friends. They are your "friends" too. 🙄
These Apple Card users are part of a demographic—an extremely attractive demographic for retailers. And you're incorrect: Walmart is definitely interested in capturing that part of the demographic. They have highly accurate estimates noting how much money they lose by shunning that demographic.
Look through the archives: you'll see where Target and CVS blocked Apple Pay.
Now they accept it. Target and CVS had those same kind of bean-counters on their financial staffs.
Companies like Walmart don't settle for "fine". They want to maximize the financial performance of their company. Growing users and
growing functionality on the Apple Card will make this an increasing difficult decision for them.