It's not always fast, it's dependent on the speed of your cell connection, and sometimes it takes almost a minute to process. Apple Pay is always very fast and is not dependent on your cell connection.
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Walmart Still Doesn't Accept Apple Pay in U.S. Despite Many Customer Requests
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I could add more I guess to my initial message.I dont feel WalMart Pay (and others) are necessarily insecure but they do at some level store and bill your credit card or checking account. How that is stored is “secure” but then Apple Pay never uses your original credit card number after setup. I hope that adds to what I wanted to say. I use the services, I shop at Sams but prefer Target over WalMart and use Sams app just like I use one for Kroger grocery store. I would still feel better if Apple Pay was the option but in both cases the app is still a better option for me than my regular card.
You just asked what the difference is.
No interest if your feelings are hurt by it or not.
It has been the European members here in this thread taking potshots at America and Americans constantly, not the other way around buddy.
Walmart Pay worked “ok” the few times I used it but kept requiring the CVV code each and every time I pulled it out to use it. Has this been your experience or has this since been fixed?
Anecdotally, Sam’s Club’s app (w Scan and Go) does not have this issue, works flawlessly 98% of the time.
That is because Europe is the epitome of societal perfection and is above any criticism, especially by us backward rednecks in America.
Target and CVS should do whatever they deem is in their best interests, whatever they believe it to be.
Most certainly doesn’t but go on 🙄
There are so many other factors, and this is not one that is going to keep a store open or not 🙄
I think it’s ass-backward not to accept NFC payment/tech (which includes Apple Pay.)
I don’t shop at Walmart enough to have this as a big deal. Maybe 2 times a year? Kroger (Ralph’s in SoCal) not accepting NFC is a big burn for me though.
I always thought it was weird that Home Depot and Loews don’t do NFC. I only use their apps at their stores to find where the hell something is.
I don’t shop at Walmart enough to have this as a big deal. Maybe 2 times a year? Kroger (Ralph’s in SoCal) not accepting NFC is a big burn for me though.
I always thought it was weird that Home Depot and Loews don’t do NFC. I only use their apps at their stores to find where the hell something is.
My time has value. Laundry soap and toilet paper are not very expensive. It's worth far more to me to be in and out of the store in two or three minutes. At the evil Mart of W, you can spend half an hour, just waiting in line. There is also a great deal of value in spending money in smaller stores that are regional or local.
They’re not selective about cards, they are selective about whether or not to allow contactless payment. Stores not accepting apple pay in the US also don’t accept google pay, samsung pay, contactless cards or anything else that works by tapping. They basically shut off the contactless readers and force everyone to insert their card (or swipe it, they still sometimes do it in the US) instead of tapping it.
Kroger, too, has compatible terminals. Last time I was at a Kroger around 2017 they had verifone mx915 pinpads. Those things are 100% compatible with contactless, but Kroger chose not to enable it just like Lowe’s, Home Depot, Walmart and HEB did.
Not so unique card readers. Last time I visited a Walmart in the US, around 2017-18, they were using verifone mx915 pinpads. Those are the same that were used at the time at other stores such as Randall’s (Albertson’s), Target, Kroger or HEB and are fully compatible with contactless. Any store using those and not taking contactless it’s because they decided to keep it disabled, not because the machines are incompatible or unique.
You said:
I asked:
But you failed to provide us with any analysis at all. Clearly, Target and CVS were obstinate, and they realized that they could not afford the financial pain. "Their best interests" suddenly flipped; they really didn't have any real conviction to reject Apple Pay.
Can you provide us with any reasoning behind your opinions? Is "whatever they believe it to be" the best you can give us?
I am not privy to the decision-making processes of national retailers. However, common sense dictates that any given retailer uses whatever criteria it feels are relevant and comes to some conclusion that a given action either is or is not in its best interests, whatever they determine them to be, and then executes on that decision.
It is highly unlikely that such companies go through the process and conclude, "what makes sense is for us to do XYZ, but we're not gonna to do that."
It is also probable that different companies have different criteria for determining what is in their best interests and come to different decisions about whatever they may be.
Just because Target and CVS have decided that, in the overall scheme of things, it makes the most sense for them to accept Apple Pay, doesn't mean that Walmart, Lowe's and Home Depot would or should come to the same conclusion, using their own decision-making processes.
It is also possible that high placed personalities in some companies drive decisions based on non-business criteria. I personally have seen a company CEO allow my company to piss away $50M to burn another executive (cause his initiative to fail spectacularly) simply because he felt that executive disrespected him over some previous issue. I saw it with my own eyes...totally senseless burning of cash. It was ridiculous.
In other words, it could be as simple as the CEO of Walmart thinks Tim Cook is a flaming homo, so Walmart won't accept Apple Pay. That kind of stuff happens out there in the real world.
Besides all of that....corporate strategy is a real thing too. Sometimes companies make a decision to take a hit on XYZ because they feel XYZ is incompatible with its strategy, whatever it may be, for whatever reasons they decision.
Any any rate, what we DO know is that Walmart simply doesn't care if it loses some customers because it doesn't accept Apple Pay, nor does it care that Target and CVS do. That calculus may or may not change in the future. In the meantime, as of August 2022, only 20% of retail payments are via NFC (see previously cited article). I gotta think Walmart is feeling pretty comfortable right now with its NFC decision.
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The lack of Apple Pay/contactless is actually the sole reason I stopped shopping there in like... 2016. I've done buisness at walmart maybe twice since 2016. I almost never have traditional debit cards on me, I dont carry cash and there's people that want my money enough to support the ways I want to pay. Our local walmart is delapidated and filthy these days -- I bet it has a lot to do with how little walmart is interested in listening to their customers. Walmart had this mindst that they're usinkable and they're the driving force in retail. They operate like a company stuck in 1998 both operationally and in buisness logistics.
Walmart is not the retail chain they were 20 years ago. the sooner they figure they out, the less chance they have of being completely run over by regional supermarkets taking all the buisness not being done through Amazon.
Walmart is not the retail chain they were 20 years ago. the sooner they figure they out, the less chance they have of being completely run over by regional supermarkets taking all the buisness not being done through Amazon.
They asked me for the CVV when I first used the card. Now they don’t. They will probably ask for it again, if I switch to another card. Sam’s Club has been flawless for me. I have a trial membership of Walmart+, and it has been awesome scanning my items as I shop and then go to Self Checkout to scan the QR code, pay and then leave. I tested it out but I will keep using Walmart Pay for the 5% cash back.
I stand corrected, but look for your 5% cash back in store to end soon, considering you have been using it for a year. 🙁
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I stand corrected, but look for your 5% cash back in store to end soon, considering you have been using it for a year.
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I just got the card in August 2022, so I have more time.
Here is another fun fact, from the most recent data:
Only about one out of every six US consumers uses Apple Pay at least once a month.
Only 1 in 6!! Even only 1x/month?!? That's really low. Combine that with the 20% of retail transactions that occur via NFC and, yeah, Walmart has plenty of space to simply not care about NFC payments or Apple Pay.
www.oberlo.com
Only about one out of every six US consumers uses Apple Pay at least once a month.
Only 1 in 6!! Even only 1x/month?!? That's really low. Combine that with the 20% of retail transactions that occur via NFC and, yeah, Walmart has plenty of space to simply not care about NFC payments or Apple Pay.
How Many People Use Apple Pay in the US? [Updated Oct 2024]
How many people use Apple Pay in the US? According to the latest Apple Pay statistics, the number of US Apple Pay users is set to hit 60.2 million in 2024.
www.oberlo.com
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Magstripes won't even go away for 6 more years. Chips will be around for a while after that. So I don't think they will be forced too for at least 2 decades. But I hope I am wrong.
The Paypal deal started 10 years ago, but they paypal QR code hasn't come up on the CC terminals in quite a few years now.
PayPal Partners with The Home Depot to Bring PayPal Payments to Select Stores
Purchasers in select locations can pay with PayPal through cashiers or at self-checkout kiosks.
www.ebayinc.com
They've been using Ingenico readers without the NFC module most everywhere I've been.
PayPal seems like such an odd choice. I mean, how many people are using PayPal for physical retail transactions? And WHY?!? Let alone Home Depot customers.
Disclaimer: I do not have a PayPal account of any kind - I think PayPal sucks.