Have an XS max as a daily driver and a XR (don’t really use). Totally unsure of whether I will upgrade this time. A better camera is of no interest and I’m not sure I’d even know if it had a faster chip, my current phone is so snappy. A pen would be nice but I’m not sure I’d really use it. I will probably give my dh my xr (he’s been rocking a 7 for years) and hold out to see what the new ones have. I am, however, salivating over a new watch. I use mine to death for everything.