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Apple Pay Apple Pay in Germany
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general question:
do I need to have the banking apps installed on the Phone?
if I should need them to insert the cc into wallet, can I delete the app after that?
or must the app stay on the iPhone as long as I use AP
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I never tested it with the boon App. But since the watch has no boon App, I think you can delete it.
I use the App to download my monthly statments.
Also not correct. You need it for a virtual card, if you already have a physical card, you can presumably set up the card in wallet direclty. For customers without a Mastercard from DB, they can add a "virtual" card from within the app directly to wallet.
New topic, I was wondering if Apple changed the wording of the PR from “later this year“ to “coming soon“ because it’s indeed NOT launching this year anymore. What do you guys think? Is it possible at all? Is there some precedent case of postponement?
I've never seen 'later this year' on the Apple Weseite – it's always 'coming soon' there. So I think this means nothing.
„Later this year“ was the template wording used by every participating bank until they released their teasers
The phrase „later this year“? Came from Tim. But was in no press release or on no website
This Ehssan guy says Apple Pay will launch on dec. 11th.
His tenth prediction
I don‘t know how he imagines his statements would still be deemed credible, even more so after he jumped on the change-system-date-bandwagon which was obviously total bs I‘ll say it again, Apple never gave any official release date. All they said later this year. They could release 31st Dec 2018 for what it‘s worth it. I‘m pretty sure there is no hold up, they probably agreed on a date to launch so everything is ready to go and that date sady seems to be later rather than sooner.
He might be right but only due to the fact there there are not too many weeks left ... by now it’s like a 25 % chance to guess the right week. And this guy made more than enough guesses.
Everybody should have a maximum of 3 guesses/predictions. Afterwards the account should be switched to "only read". ;-)
Actually that was the same thing I wrote in October. I didn’t believe there would be a start before the conference call. Just because they did say later this year and not in the next 3 months
But I guess the last two weeks of December don’t make sense. But we will see.
Interesting OLD article from a paper who got sight on a AP issuer contract back in 2014 where AP launched in the US
https://www.digitaltransactions.net...-authority-to-card-networks-as-well-as-apple/
https://www.digitaltransactions.net...-authority-to-card-networks-as-well-as-apple/
For credit card transactions, participating issuers will hand over to Apple 0.15% of the transaction amount. For debit cards, the share for Apple is half a penny for each transaction. This comes on top of various fees issuers will also pay Visa and MasterCard to tokenize their cards for Apple Pay to mask the cards’ actual account numbers. For instance, MasterCard is charging 50 cents to provision each token, while Visa’s fee is 7 cents, sources say.
https://twitter.com/aboutfintech/status/1064895751950606337?s=21
If Sparkasse finally decided to ditch the outdated Girocard system and hook up a Debit MasterCard with features such as instant push and Apple/Google Pay, that would be very tempting.
https://twitter.com/aboutfintech/status/1064896486411042816?s=21
If Sparkasse finally decided to ditch the outdated Girocard system and hook up a Debit MasterCard with features such as instant push and Apple/Google Pay, that would be very tempting.
https://twitter.com/aboutfintech/status/1064896486411042816?s=21
afaik the speaker is a MasterCard employee and this is the "wunschdenken" oder mastecard.
I don't believe Sparkassen is switching that "fast" away from giro card
I don't believe Sparkassen is switching that "fast" away from giro card
I dont think they would be switching away completely. It is technically feasible to support girocard and MasterCard Debit Cobrand, they were only unwilling to do so to this day. If girocard is still not usable for online payments then it would only be used for paying in shops and the MasterCard Debit scheme would then be used online and outside Germany.
I have a question is there a country where it's easy to set up a bank account with a Maestro Card of course where Apple Pay is available.