Apple Pay Apple Pay in Germany

[docfred]

Wait and pay with your NFC card.

Wärrd scho wärrn. Und wenn ned, is a wurschd

 

[PR1985]

Wait and pay with your NFC card.

Wärrd scho wärrn. Und wenn ned, is a wurschd

I don´t have one.

Nix is wurscht!

 

[AlexSch91]

Wait and pay with your NFC card.
Wärrd scho wärrn. Und wenn ned, is a wurschd

Simply also not possible for me!

Sparkasse will send me my first nfc girocard in Feb. 2019 when my old relict expires
Sparkasse Mastercard with nfc will arrive to my hands in Dec. 2019

My whole Family already got their nfc cards except me. So double thanks to Wirecard and Boon to help me out.

I´m really curious what I will get first from my Sparkasse. Apple Pay or my NFC cards

 

[4254126]

Simply also not possible for me!

Sparkasse will send me my first nfc girocard in Feb. 2019 when my old relict expires
Sparkasse Mastercard with nfc will arrive to my hands in Dec. 2019

My whole Family already got their nfc cards except me. So double thanks to Wirecard and Boon to help me out.

I´m really curious what I will get first from my Sparkasse. Apple Pay or my NFC cards

Kindly ask your bank and they’ll exchange your cards free of charge. Just say you want the NFC cards. My Sparkasse actually advertises this on their website.

 

[docfred]

Sparkasse will send me my first nfc girocard in Feb. 2019 when my old relict expires
Sparkasse Mastercard with nfc will arrive to my hands in Dec. 2019

Don‘t think it will be a big deal to ask your known bank advisor for exchange. Two clicks and he orderd new ones

I also switched to the nfc capable mastercard just by emailing my advisor. Two days later the new card was in my mailbox.

 

[AlexSch91]

Jup, guess you´re right Next time I will talk to my advisor!

But while using my Apple Watch for payment the card exchange has not the highest priority at the moment.

 

[Ney]

I changed from android to iphone last tuesday - before making a german apple id i started with region irland and irland apple id - downloaded boon. it was so simple adding it to apple pay. i payed several times already with it.

Now, after a week i got my upgrade to boon plus.
And i really have to say - with free auto top-up from my amazon visa its very comfortable - so i dont care about the 1,49€/month fee after a year.
I also dont care if Sparkasse will support apple pay - cause i want the cashback from my amazon visa XD

I must admit IF they will support apple pay officially in germany, it would clearly lower ppls "hemmschwelle" to try out apple pay, but for me - i really dont care anymore.
Boon. works perfectly in the region i live and most stores have nfc terminals nowadays thanks to psd2 and the Mastercard guidelines. Nearly everywhere i tried and where i know that Mastercard is working - Boon with Apple Pay works too.

 

[iGeek2014]

Interesting to see some of the comments surrounding NFC cards.

Here in the U.K. there are plenty of people who don’t want them and if their bank or building society doesn’t offer just a chip & PIN card they’ll either invest in a shielded wallet/case or even tamper with the card itself to disable the functionality!

 

[insider_no]

Because of the picture, I can tell you that Sparkassen always use the iPhone for their advertising, as this (also) advertises for security. I know because I work for the Sparkassen-Verband.
And this event has nothing to do with Apple Pay. Unfortunately true.

 

[Mr-Fly]

....
r bank or building society doesn’t offer just a chip & PIN card they’ll either invest in a shielded wallet/case or even tamper with the card itself to disable the functionality!

Thats exactly where Apple Pay comes in place. As the NFC in Apple pay is only usable when acknowledged (Touch-ID, face-ID or Double TAP Button on AppleWatch) the NFC Data can not be stolen by the NFC Spoofing Technologies, that are used for the NFC Cards. Additionally the data Apple Pay would send is even worthless, as it is no creditcard number (its a transaction ID that can be used nowhere). Thats why I really would like this technology to spread.
Beside that I believe that the android versions that use NFC usually send the credicard# and valid date, but i am not sure of that as I dont have a Android phone for a lot of reasons.

 

[Rigby]

Thats exactly where Apple Pay comes in place. As the NFC in Apple pay is only usable when acknowledged (Touch-ID, face-ID or Double TAP Button on AppleWatch) the NFC Data can not be stolen by the NFC Spoofing Technologies, that are used for the NFC Cards.

True.

Additionally the data Apple Pay would send is even worthless, as it is no creditcard number (its a transaction ID that can be used nowhere).

Apple Pay actually does use a persistent virtual credit card number (the Device Account Number). The security comes from the additional use of one-time security codes. But modern RFID credit cards also use one-time codes, so in that regard they are just as safe as Apple Pay. Even if a thief was able to sneak up on you and skim your RFID card without you noticing it, they could at most use it for a single transaction. But there are less risky ways to steal money, so I wouldn't worry about it too much. As far as I know there isn't a single known case of this kind of RFID skimming theft.

Beside that I believe that the android versions that use NFC usually send the credicard# and valid date, but i am not sure of that as I dont have a Android phone for a lot of reasons.

Both Google Pay and Samsung Pay are just as secure as Apple Pay.

 

[kkrdvc]

Ukraine next one to get Apple Pay? The Terms & Agreements seem to pop up when trying to add a card of the Privatbank. https://twitter.com/alexiberogo/status/979465249551241216?s=21

 

[Ney]

Ukraine next one to get Apple Pay? The Terms & Agreements seem to pop up when trying to add a card of the Privatbank. https://twitter.com/alexiberogo/status/979465249551241216?s=21

same was written one page before

 

[Nijo240139]

Today I completely reinstalled my IPhone X with  11.3. The language and region is as always in German / Germany and have discovered this here. I hope this will finally unlock Apple Pay and Cash

 

[docfred]

Did you „unlock“ Apple Pay before by changing the region settings?

 

[Nijo240139]

Did you „unlock“ Apple Pay before by changing the region settings?

No. I reinstalled the mobile phone normally, opened the setting and then displayed Wallet and  pay.

 

[MLVC]

What do you mean by "reinstalled"? Did you do a clean install?

 

[Nijo240139]

What do you mean by "reinstalled"? Did you do a clean install?

sorry. yes. cleaninstall and then restored with icloud backup.
before that i did not have the choice in the settings.

and every time the verification fails, I receive an e-mail.

 

[MLVC]

Have you ever changed your region before? Because that would have been part of the iCloud backup you put back, right?

 

[PR1985]

Today I completely reinstalled my IPhone X with  11.3. The language and region is as always in German / Germany and have discovered this here. I hope this will finally unlock Apple Pay and Cash

This can happen sometimes. On my watch I see the terms and conditions before a watchOS Update and Apple Pay is included within the terms and conditions.
IMHO Apple is ready, as sunny2k1 told us, but they are waiting to push the button.

 

[Nijo240139]

Have you ever changed your region before? Because that would have been part of the iCloud backup you put back, right?

No, I have never changed the region. This is the first time that appears.

 

[4254126]

Some others on Twitter reporting the same thing (in Brazil). Just check #ApplePay.

But I just think these are bugs or people who switch regions. I recently had the settings for the News app appear on my iPhone after updating to iOS 11.3. Is probably just a bug somewhere deep in iOS that had UK saved as a region somewhere as I often switch between both (for different reasons).

It is interesting though that, despite Apple announcing it a while back in February, Apple Pay still hasn't launched in Brazil. I keep hearing Netherlands, Germany, Poland in all of this and these were also rumoured countries late last year.


[doublepost=1522673595][/doublepost]An addition: I always thought new countries for Apple Pay got announced in some way beforehand. Checking back, both Ireland and Italy were both just switched over from one day to the next. There were some rumours beforehand, but no Apple announcement of even press release until hours after the launch.

Considering this actually anything is possible (esp. looking at Apple recently not sticking to their usual times and days for software releases)!

 

[PR1985]

Some others on Twitter reporting the same thing (in Brazil). Just check #ApplePay.

But I just think these are bugs or people who switch regions. I recently had the settings for the News app appear on my iPhone after updating to iOS 11.3. Is probably just a bug somewhere deep in iOS that had UK saved as a region somewhere as I often switch between both (for different reasons).

It is interesting though that, despite Apple announcing it a while back in February, Apple Pay still hasn't launched in Brazil. I keep hearing Netherlands, Germany, Poland in all of this and these were also rumoured countries late last year.


[doublepost=1522673595][/doublepost]An addition: I always thought new countries for Apple Pay got announced in some way beforehand. Checking back, both Ireland and Italy were both just switched over from one day to the next. There were some rumours beforehand, but no Apple announcement of even press release until hours after the launch.

Considering this actually anything is possible (esp. looking at Apple recently not sticking to their usual times and days for software releases)!

I wrote that here. Another example was Russia.

 

[4254126]

I wrote that here. Another example was Russia.

Ok didn't see that. Great minds think alike

A good link to follow up on the first hours of the Italy launch is this one: https://www.ispazio.net/1804297/apple-pay-italia-disponibile-boon
Apparently the boon. app appeared in the Italian App Store first, which then proved that Apple Pay was incoming.

 

[Alanin]

I checked the release dates on Wikipedia and it’s the longest time period Apple Pay has not started in new Region since the release in us and uk
[doublepost=1522692391][/doublepost]Nothing to think about, but maybe there is a new region in the pipe and they need more time to finally release it