Apple Pay Apple Pay in Germany

[Alanin]

Ich hab von einem Bekannten, der in der Verwalrung bei einer Sparkasse arbeitet gefragt ob er schon mal was im Bezug auf Apple Pay in Deutschland Bzw. bei den Sparkassen gehört hat.

Er hat dann den Kollegen gefragt, der für sowas zuständig ist. Aussage war, dass dieses Jahr in Deutschland AP startet und alle Sparkassen dabei sind. Mehr Details oder gar ein Datum gab es nicht.

Wieviel Wahrheit da dran ist, weiß ich nicht. Aber könnte schon was dran sein.

Ich wollte es auf jeden Fall mit euch teilen.

English: I’ve asked a friend who is working for Sparkasse in adminsitration. He asked a colleague who told him that AP will start in Germany this year and with all Sparkassen.

I don’t know how „correct“ this information is. But wanted to share

 

[4254126]

Very interesting article, also saw that Visa Germany recently advertised Allianz Prime (the app for mobile payment with a virtual Visa card, similar to boon.), although it's not on the market here. So maybe Allianz sees the opportunity to move into the payment space here. Then again they've just invested plenty into N26, so don't see why they would possibly cut into that market.

Next week I'm at the Sparkasse event and will, as I've promised, report back.

 

[docfred]

In the meanwhile, we will be patient and have some more beer

Everything‘s gonna be alright

 

[wSchabby]

In the meanwhile, we will be patient and have some more beer

Everything‘s gonna be alright

..Rise up this mornin'
Smiled with the risin' sun
3 little birds
Pitch by my doorstep
Singin' sweet songs
Of melodies pure and true
Sayin, this is my message to you-ou-ou!

 

[wSchabby]

https://twitter.com/1k990/status/987075553919422465
Also a very interesting discussion. Wilhelme is the founder of RevolutApp.

 

[SenileBooster]

https://twitter.com/1k990/status/987075553919422465
Also a very interesting discussion. Wilhelme is the founder of RevolutApp.

Not the founder!!! Claudio is the DACH ( Germany Austria Switzerland) community manager.
But what he said over at twitter is afaik the first “info” from a person that deeply involved.

 

[w4qq4s]

Not the founder!!! Claudio is the DACH ( Germany Austria Switzerland) community manager.
But what he said over at twitter is afaik the first “info” from a person that deeply involved.

He was the Community Manager.

 

[SenileBooster]

He was the Community Manager.

Right you are. He left Revolut mid March.
And this also could be the reason he is able to speak about the state of ApplePay in Germany now, at least kind of. There always will be some kind of NDA even one left the job.

 

[renssies]

Today I got an interesting error in the NS App (App of Dutch National Railway)

“Apple Pay is not available while you are using “Reisplanner””

The error pops up when going to an in-app ticket. The error shows in both Dutch (when the phone is set to Dutch) and English (when set to English). It always shows, regardless of the Apple Pay enabled/added state.

Edit: As it turns out, this "error" is caused by this API in the Passkit Framework: https://developer.apple.com/documen...equestautomaticpasspresentation?language=objc

 

[Alanin]

Was there an update to that app lately?

seems this is a different problem... not really related to Apple Pay...
https://forum.ns.nl/overige-product...eert-toegang-voor-iphones-met-apple-pay-47439

 

[renssies]

Was there an update to that app lately?

seems this is a different problem... not really related to Apple Pay...
https://forum.ns.nl/overige-product...eert-toegang-voor-iphones-met-apple-pay-47439

We were actually discussing that exact problem when we found that error.

The app was updated 2 days ago and mentions the use of “wallet” on the app page. However, tickets can not be added to wallet from the app (because that would actually solve the problem)

 

[rishi0510]

Today I got an interesting error in the NS App (App of Dutch National Railway)

“Apple Pay is not available while you are using “Reisplanner””

The error pops up when going to a in-app ticket. The error shows in both Dutch (when the phone is set to Dutch) and English (when set to English). It always shows, regardless of the Apple Pay enabled/added state.

I got the same message 2 days ago!

 

[renssies]

As it turns out, this "error" is caused by an API in the PassKit framework: https://developer.apple.com/documen...equestautomaticpasspresentation?language=objc.

That also explains the "Wallet" feature that is displayed in the app store. As soon as you import PassKit into your app, this feature appears. So, unfortunately, this has nothing to do with the launch of Apple Pay (transit) in the Netherlands

 

[therealtibu]

OFFTOPIC:

GooglePay is now live for N26 in some countries.
Great news to hear that a german Bank is pushing mobile payment in any ways

 

[4254126]

Partly on-, partly offtopic: https://www.it-finanzmagazin.de/201...ionen-girocard-mobile-kommt-mitte-2018-69711/

"Mit der digitalen girocard können Kunden durch Vorhalten ihres NFC-fähigen Android-Smartphones zahlen."

That sentence is the first time I have actually read "Android-Smartphone" in this context. Now that's either an error by the author of that article or that's what is heading towards us...

 

[docfred]

Partly on-, partly offtopic: https://www.it-finanzmagazin.de/201...ionen-girocard-mobile-kommt-mitte-2018-69711/

"Mit der digitalen girocard können Kunden durch Vorhalten ihres NFC-fähigen Android-Smartphones zahlen."

That sentence is the first time I have actually read "Android-Smartphone" in this context. Now that's either an error by the author of that article or that's what is heading towards us...

It‘s the only platform to confirm. So what else should they write?

 

[4254126]

It‘s the only platform to confirm. So what else should they write?

What they have done until now: Just write "smartphone". That keeps the backdoor open for iOS.

 

[docfred]

What they have done until now: Just write "smartphone". That keeps the backdoor open for iOS.

Perhaps Apple „zickt mal wieder herum“

 

[SenileBooster]

Perhaps Apple „zickt mal wieder herum“

I think that’s the way it is with , no 3rd Party payment app with iPhone NFC. Period.
And btw I’m happy with that. It’s part of how the  ecosystem works and it does well so and much better then Android or Windows if there is even such thing as an ecosystem with Android or Windows OS.

I think it is safe to say that there will be no girocard mobile on iOS other than if it got implemented in ApplePay.
Afaik there is no local „card mobile“ on iOS. All cards have to go through ApplePay.

 

[docfred]

I think it is safe to say that there will be no girocard mobile on iOS other than if it got implemented in ApplePay.

Nobody ever said something different. So where is the point?

 

[SenileBooster]

Nobody ever said something different. So where is the point?

What they have done until now: Just write "smartphone". That keeps the backdoor open for iOS.

My bad then but the above could be read like that especially as the Sparkasse is talking about an app for Girocard Mobile not implementing it in GooglePay.

 

[docfred]

As Android keeps the doors open for App developers, every Bank can develop its own payment app. And many banks do that. Even boon.

But this has nothing to do with Apple and iOS.

 

[SenileBooster]

As Android keeps the doors open for App developers, every Bank can develop its own payment app. And many banks do that. Even boon.

But this has nothing to do with Apple and iOS.

Of course not!

It was just a question of semantics.

You surely remember the trials by some Australian Banks to force  to open NFC on iPhones to their own apps, do you not?

In my opinion their is a great chance that our own Sparkasse and Volksbanken are trying to do such thing.
Their is a lot of hybris for sure.
Just look at “EHI Karte” and how they celebrate their Girocard. #justmytwocents

 

[docfred]

In my opinion their is a great chance that our own Sparkasse and Volksbanken are trying to do such thing.

Nope. No chance that there is something similar going on.

keep calm and drink beer. zum wohl!

 

[wSchabby]

How likely is it, that Apple will announce in more European countries (maybe even Germany?) this earnings call on May, 1st, next week? If you consider, that it took two month for Apple to bring AP to Brazil, after the announcement on Feb. 1st. And many people are speculating, that AP will be introduced this summer. So an announcement could be possible? What do you think?

Edit: And sorry for my (very, very) bad English.