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amirite

macrumors 6502a
Aug 17, 2009
880
691
It won't be ready until Apple flick the switch (tomorrow). There's a file someone's kindly posted further up in the thread; once that says UK (alongside US) it'll be good to go.
Not true. Banks will have to have things ready on their end in advance.
 

redrog

macrumors 6502
Feb 26, 2008
340
58
Not true. Banks will have to have things ready on their end in advance.

Presumably they will have a time that they need to switch things on in advance of Apple throwing the switch. Or maybe not. But I'm sure either way it will be out of working hours so that they don't get bombarded with calls from eager geeks saying it doesn't work.
 

Davstaylor

macrumors regular
Jul 3, 2014
166
123
Aberdeen, Scotland
So the banks will have the tokenised systems ready to go, they will have to have them already as for terms and conditions to work otherwise they can't talk to eachother. Apple need to edit the json file (however this is done) to enable the correct access to the tokenised system. Once this is enabled the cards will be allowed to be added. It's a flag of yes and no really at the moment.
 
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work3d

macrumors member
Jan 22, 2015
63
20
London
...so how will we know when its live? Will there be an extra option somewhere in the Settings app or will it be in the Passbook app?

All of a sudden when Apple turns Apple pay on, a card will appear in your passbook saying "add credit/debit card". You need to do no more than to wait until Apple add UK as an Apple pay region. 14 hours 34 minutes remaining.
 
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Totalkharnage

macrumors 6502a
May 18, 2010
536
127
Halifax UK
All of a sudden when Apple turns Apple pay on, a card will appear in your passbook saying "add credit/debit card". You need to do no more than to wait until Apple add UK as an Apple pay region. 14 hours 34 minutes remaining.

In theory you can already do this by changing your region to US. The key thing is the banks turning on the tokenisation piece. This is how the people were able to add their Santander cards last week.
 
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Swiss-G

macrumors 6502a
Jun 3, 2010
750
88
United Kingdom
...so how will we know when its live? Will there be an extra option somewhere in the Settings app or will it be in the Passbook app?

Both.

You can either open the Passbook app and follow the on-screen instructions or alternatively,
use Settings > Passbook & Apple Pay > Add Credit or Debit Card

There is also a good FAQ on the Amex website.
 

Davstaylor

macrumors regular
Jul 3, 2014
166
123
Aberdeen, Scotland
In theory you can already do this by changing your region to US. The key thing is the banks turning on the tokenisation piece. This is how the people were able to add their Santander cards last week.
Two pieces to the puzzle, banks need to turn on their tokenised system to all cards (select few are working currently for testing as shown by CEO of Nationwide, and santander testing mix up) and apple need to swap the json file for the access to Passbook/wallet.
 

Michael Clarke

macrumors member
Sep 24, 2014
68
230
Onchan, Isle of Man
Just tried a similar set of questions with NatWest...

6052d7438cf7bd47b08cf3b64aa70636.jpg
 

pjh

macrumors regular
Sep 25, 2007
166
106
Airstrip 1
It won't be ready until Apple flick the switch (tomorrow). There's a file someone's kindly posted further up in the thread; once that says UK (alongside US) it'll be good to go.
How cool would it be if it really was a switch. A big red switch marked "Apple Pay - Don't use until 14th July", at the agreed time, some employee just wanders over, flips the switch and then gets on with their day!
 

Totalkharnage

macrumors 6502a
May 18, 2010
536
127
Halifax UK
So does everyone think we'll get an announcement confirming tomorrow's date today?

I thought we would but starting to think that probably won't be the case now. We don't need a software update and everything (json and bank tokenisation) is all done back end so don't need to get aware
 

Totalkharnage

macrumors 6502a
May 18, 2010
536
127
Halifax UK
So does everyone think we'll get an announcement confirming tomorrow's date today?

I thought we would but starting to think that probably won't be the case now. We don't need a software update and everything (json and bank tokenisation) is all done back end so don't need to get awareness up as they had to in the U.S. Which needed an update to iOS 8.1
 

Totalkharnage

macrumors 6502a
May 18, 2010
536
127
Halifax UK
So does everyone think we'll get an announcement confirming tomorrow's date today?

I thought we would but starting to think that probably won't be the case now. We don't need a software update and everything (json and bank tokenisation) is all done back end so don't need to get awareness up as they had to in the U.S. Which needed an update to iOS 8.1
 

Totalkharnage

macrumors 6502a
May 18, 2010
536
127
Halifax UK
Apologies for the multiple posts above. Posting from a mobile on 4G is laggy.

Mod - can you delete please.

Update - Nationwide will announce when available so I'm not expecting any updates until it's live tomorrow.
 

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Kiimora

macrumors 65816
Sep 11, 2014
1,342
647
London UK
We should get a notification from the participating banks to add cards to the Apple Pay option in the Passbook soon to be Wallet, Apple needs to definitely enable the Apple Pay option for this to happen. I can confirm Payment Schemes have provided the necessary Tokenisation services to the banks for secured transactions.
 
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work3d

macrumors member
Jan 22, 2015
63
20
London
It's so close! I look forward to discussing with you all tomorrow how cool it is to buy stuff with our phones. Hopefully this will gain a lot of traction and the shops will remove the £20 upper limit.
 

reclusive46

macrumors 65816
Apr 14, 2011
1,120
62
Canada
Contactless upper limit will be increased to £30 by October
Most of the terminal providers will update their terminals to support high value contactless payments when they up their card machines to the £30 limit, so by that time Apple Pay should work for any amount.
 
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jamie.shaw

macrumors member
Oct 16, 2011
38
27
Mansfield, UK
Isn't it September?

The BBC report it as "from September" but doesn't specify start, end or during. "By October" is a fair shout.

All I hope is that, given both Apple and Android Pay require some form of authorisation, this limit is limited via these services. I'm guessing it's more a matter of 'when' opposed to 'if'.
I'm sure I read that this limit will soon be controlled by the stores opposed to the banks, or whoever sets this limit now.
 

JaJaWa

macrumors 6502
Feb 16, 2013
293
121
Hong Kong | London
The BBC report it as "from September" but doesn't specify start, end or during. "By October" is a fair shout.

All I hope is that, given both Apple and Android Pay require some form of authorisation, this limit is limited via these services. I'm guessing it's more a matter of 'when' opposed to 'if'.
I'm sure I read that this limit will soon be controlled by the stores opposed to the banks, or whoever sets this limit now.
The contactless limit will still be controlled by the banks. However stores will be allowed to offer higher value to authorised devices, such as smartphones with passcode/fingerprint protection. Hopefully this will also include normal contactless cards when a PIN is entered, like in other countries.
 
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