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Apple Pay Apple Pay in the UK
- Thread starter RDowson
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I hope this is still the case given they put a few weeks ago they'd finished rolling out Apple Pay to all their stores and I replied asking them if that meant >£30 and they responded no...
Tried Apple Pay in Morrisons again but this time selecting a MasterCard and it worked fine. Wish it would work with Amex though.
Well I have an interesting story. Just did my food shop at Aldi. Came to pay and the balance was £31.55, thought I'd have to pay with card. Terminal still said present or insert card so I tried Apple Pay and it went through! But I've checked my receipt and it still says no cardholder verification so I have no idea how that worked. I asked the cashier and she was as surprised as me that it went through above £30. Anyone else tried?
It certainly is for me - initially I thought it was because the stores don't take Amex (it can be very hard to tell, and often the store workers are not sure either), but it only works about 50% of the time in stores that DO take Amex.
For some reason you always have to call Lloyds to add a Lloyds credit card to Apple Pay.You can add debit cards via SMS but not credit cards. I have no idea why.
No, nor do I. When Apple Pay launched for Lloyds Bank last September it was possible for SMS Verification with a credit card.
Still I have other cards for Apple Pay that currently earn me rewards.
Just frustrating for those who have an AmEx that can use contactless with the plastic card but not with Apple Pay.
I have a Lloyds Master Card, you still have to phone Lloyds to verify that. So, like you, I do not bother with credit cards on Apple Pay.
Sorry what I meant was last year (certainly in my experience anyway) there was no need to call Lloyds to verify the card. For whatever reason (since then) they've changed it.
I have both the Lloyds AMEX and Master Card but I have never been able to verify either credit card by SMS
Tesco Extra at Trinity Square now has contactless working (at least at the self service machines).
I used to work for Asda on the self service and always saw people trying to use contactless. I left the company earlier this year and sent some feedback about contactless but also made a big deal about accepting Apple Pay in full. I got the following response:
As a customer. If I had do it as staff it'd have gone no where.
Read on twitter that people are being told Apple Pay won't work on the terminals even though contactless is working at ASDA. I don't think they realise that accepting contactless means Apple Pay will just work up to £30.
It's been out long enough to know Apple Pay = contactless.
Walmart might be reluctant to enable it over in the U.S. but as mentioned above by 2020 everywhere has to offer contactless payments.
Nothing is 100% secure BUT I really wish more retailers would see that Apple Pay is safer (and therefore extend the £30 limit) because a system hack doesn't mean compromised details like a physical card does.
So true, my local Asda has contactless terminals now. Always say paying via contactless rather than ApplePay.
I do exactly the same even in a retailer who has Apple Pay decals in the Windows/at the Point of Sale.
I will say out of the places I've used my Watch my Tesco store is by far the quickest and easiest in terms of paying/processing the transaction.