Still loving my 8+ too, although I’m heading into year 2 as I bought it delayed for a better deal. Easily the best iPhone I’ve owned to date and still performing above what I need.
I wonder how successful their trade in programs are.We’re talking about the iPhone here, not other Apple products. The reality is, Apple is plenty aware the economy and China’s commerce cannot support any more price increases for the iPhone. Again, nothing suggests they will increase the prices for the iPhone for 2019 at all. If you paid attention to what Tim Cook said back in January, they’re revamping the iPhone pricing through trade-ins/services come this fall, which more than enough evidence that they’re not increasing the prices for the iPhones this year. The Difference being, Apple can raise the prices for the iPhones, but from an investor standpoint, they cannot afford to in the same respect.
At least in the US, it's extremely trivial going on annual upgrade programs. However, $500 a year is still $500 a year. More if you're paying for multiple iPhones.That’s what another member was saying to, that they’re on the ‘upgrade program’, and they can afford to upgrade annually, so why not take advantage of it. I think it makes it easier if you’re on the upgrade program versus someone that isn’t.
For those who don’t upgrade annually or don’t have any type of specific upgrade program, that’s when the decision becomes more difficult, because the price points are not very tempting, unless you trade in your device or there is a specific promotion through your carrier.
At least in the US, it's extremely trivial going on annual upgrade programs. However, $500 a year is still $500 a year. More if you're paying for multiple iPhones.
Living in Europe, I've never understood why people in the US seem to be so keen on paying stuff monthly rather than paying upfront. The iPhone XS in the upgrade program is $50 a month, and since US carriers are pretty expensive afaik, a lot of people probably pay $80+ a month – just for their phone! I know a lot of things I'd rather do with $960/year than to spend on my phone, so I'll keep paying upfront for my phone and €5/month for my carrier.
And thats why people in USA often end up having no money left every month, let alone any hope of saving any amount of money. In Australia, if bank sees you have payments of any kind in the last 6 months, even if the payment is clear, they will limit your ability to borrow money to buy a house, or reject your application. They argue those customers “ have greater risk at completing their monthly mortgage payment in time.I agree, but that is a trend in Europe also. People only look at the monthly cost, not the total - or how much more the total amounts to.
The same when buying stuff like cars. People buy Tesla-cars because they only cost «so and so» per month - for 10 - TEN - years.
I’d never save for a mobile phone though as it’s easily affordable on a fixed term contract that I know I can pay for. I have a rainy day fund for car issues, house issues, unemployment etc but I’m happy keeping my credit rating healthy with my mortgage, car loan and mobile phone contract.Economic rules of life:
- When your paycheck comes in, the first thing to do is to save some of it.
- Never buy something you cannot pay in full, except a house of maybe a sensible car.
- Learn the joy of using something for a long time until it is «utterly spent».
- Do some mathematics and experiment with compound interest - that will make you stay clear of mortgage and start saving early.
Agree with all of those above, especially the “pay in full” part. Tie myself into multiple payment plans is not fun. Maybe US customers kinda have to go for payment, but not in Australia.Economic rules of life:
- When your paycheck comes in, the first thing to do is save some of it.
- Never buy something you cannot pay in full, except a house or maybe a sensible car.
- Learn the joy of using something for a long time until it is «utterly spent».
- Do some mathematics and experiment with compound interest - that will make you stay clear of mortgage and start saving early.
Yep. I'm as nerdy as the next guy, but when you paid $1100 for your XS, you're gonna use it a while. (If you're smart.)
Full disclosure: It has squat to do with whether or not I can afford it; I paid cash for my 256Gb XS, but it doesn't mean I'll do the same for the iPhone 11 or XS11 or XS1 or whatever it'll be called. LOL
I am not saying categorically that dividing payments is dumb, but it is dumb in many cases where the grand total amounts to a lot more than the actual price. Some stores allow you to pay over 12 months without interest or cost and that can be a good way to go about it if you have enough economic control in your life.
I wonder how successful their trade in programs are.
Prices being tied to trade in is a no-go for our family. Our phones get handed down in the family or are used as backup devices. They're worth more to us as replacement devices/in-house "upgrades" than the amount Apple is offering for trade in.
It kinda does in a way. AppleCare+ is mandatory for the iPhone Upgrade Program and those are practically pure profit for Apple.Yeah if the iPhone Upgrade Program charged interest then there's no way I would participate in it.
It kinda does in a way. AppleCare+ is mandatory for the iPhone Upgrade Program and those are practically pure profit for Apple.
Not at all.
Never has there been such a consensus for any given iPhone model that it is DOA. That's what the 2019 model is.
No 5G, no Qualcomm, questionable camera hump, etc... All I'm saying for those who DON'T UPGRADE YEARLY, is 2019 is a HELLUVA year to skip.