I also own an
iMac 27'' Late 2013 and I solved the slowness problems by deciding to eliminate the
Fusion Drive, open the
iMac and replace the mechanical Hard Disk with a 2TB
Crucial MX500 SSD.
Now the
iMac flies, turns on and login in a matter of seconds and has never gone so well from
Maverick to
Catalina!
Keep in mind that with
Micropatcher 0.51
I had first installed Big Sur 11.0.1 on the externally connected SSD and it then worked immediately as soon as I replaced the internal Hard Disk and turned the
iMac back on.
Now that the 128GB Apple SSD belonging to the
Fusion Drive is indipendent (note: I called it
Macintosh SD 
), I have run some Benchmark and in fact Apple has done well to exclude these
iMacs 14,2 from
Big Sur, due to the numerous models purchased with
Fusion Drive. In fact, the read of Apple internal 128GB SSD is 700MB/sec and the Write 300MB/sec. That's fine as long as the Data does not exceed 128GB; after that, since the
Fusion Drive does nothing but move the most used data from the HD to the SSD, everything slows down, ESPECIALLY the
Parallels Desktop or the
VMWare Fusion Virtual Machines.
Now, however, especially since I put the
Parallels Desktop VM with
Windows 10 Pro in the Apple internal SSD 128GB,
Winzozz startup almost instantaneous while before it took minutes as the
Fusion Drive wasted time transferring 25GB of VM to the SSD but NEEDING TO FREE THE SPACE FIRST...
The SSDs and the PCI-Nvme Controller used by iMacs from 2015 onwards, on the other hand, are much more performing.