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Major Retailers that Support NFC Payments

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The first post of this thread is a WikiPost and can be edited by anyone with the appropiate permissions. Your edits will be public.
dannyyankou said:
There was an employee newsletter that talked about what Target was doing to prepare for 4th quarter. In the newsletter, there was an image that showed accepted payments that included Apple Pay, Samsung Pay, and Google Pay. I’d post an image, but that would violate confidentiality agreements. I’m already overstepping my boundaries just by talking about it lol. I’ll send it to you privately though if you agree not to post it publicly :)
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I definitely don't want to get you in trouble.

Another possibility is that they already pushed the update within the last month or two and they just need to enable it in the configuration. That sort of thing might be lower risk to do in Q4.
 
Had an issue with Amex at both Noodles & Company and Five Guys that I suspect is related to their cards only set up as mag stripe emulation in Apple Pay—both times, my card read (beeped), but then the terminal complained and wanted me to insert the card instead. Has anyone else run into things like this?
 
ecschwarz said:
Had an issue with Amex at both Noodles & Company and Five Guys that I suspect is related to their cards only set up as mag stripe emulation in Apple Pay—both times, my card read (beeped), but then the terminal complained and wanted me to insert the card instead. Has anyone else run into things like this?
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I remember it working fine at Noodles and Company before. I'll have to double check to see if I used AmEx though.
[doublepost=1541277203][/doublepost]BTW someone on another forum reported that the Target in SF's Metreon does have contactless enabled now. My local one doesn't (yet) but I'll check some others.
 
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ecschwarz said:
Had an issue with Amex at both Noodles & Company and Five Guys that I suspect is related to their cards only set up as mag stripe emulation in Apple Pay—both times, my card read (beeped), but then the terminal complained and wanted me to insert the card instead. Has anyone else run into things like this?
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I’ve used both my local CU VISA debit and credit cards without issue, but have not tried my AmEx card there.
 
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tmiw said:
BTW someone on another forum reported that the Target in SF's Metreon does have contactless enabled now. My local one doesn't (yet) but I'll check some others.
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I wonder if and when it happens, there will be some sort of advertisement or the launch will be somewhat quiet. Furthermore, I wonder if Target is going to do some sort of overly-designed graphics job for their terminals to include contactless (like their self-checkout stations). Can you share anything else about the Metreon location if you see it?
 
ecschwarz said:
I wonder if and when it happens, there will be some sort of advertisement or the launch will be somewhat quiet. Furthermore, I wonder if Target is going to do some sort of overly-designed graphics job for their terminals to include contactless (like their self-checkout stations). Can you share anything else about the Metreon location if you see it?
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The report is from another forum; I'm nowhere near the SF area, unfortunately. If I do see any Target locations here with it I'll definitely post with updates.
 
Anyone else notice that their local Target has NFC support yet? The ones here still don't, but I did notice that they have Quick Chip support now. Likely a prerequisite for the NFC update/enablement as Visa rules require that all supported interfaces be enabled at once.

(An example of a merchant that isn't following that rule: 7-Eleven. They have swipe/insert always enabled but requires the cashier to push something to enable NFC.)
 
tmiw said:
Anyone else notice that their local Target has NFC support yet? The ones here still don't, but I did notice that they have Quick Chip support now. Likely a prerequisite for the NFC update/enablement as Visa rules require that all supported interfaces be enabled at once.

(An example of a merchant that isn't following that rule: 7-Eleven. They have swipe/insert always enabled but requires the cashier to push something to enable NFC.)
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Your 7-Eleven comment is what I was griping about above, as a lot of people working the register don't know that NFC works because they think the "proper" step is to swipe/insert and then hit the button to process what the terminal is reading (at that point, NFC comes on).

Regarding Target, I was at mine this week and noticed that the "remove your card" sound went from the more pleasant tone to the default, unpleasant "bonk bonk bonk" that the mx925s do and that happened at another location, too...software update/change?

I'm just chalking it up to Target being weird for me lately - I got a invitation to Target Red in the app (their new loyalty program that's only in the DFW area), so I signed up. My receipts don't scan into it, but I did get a coupon for 30% off candy sent to me and that worked (bought a bag to keep at my desk at work).
 
ecschwarz said:
Your 7-Eleven comment is what I was griping about above, as a lot of people working the register don't know that NFC works because they think the "proper" step is to swipe/insert and then hit the button to process what the terminal is reading (at that point, NFC comes on).
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Fortunately the 7-Eleven I usually go to was apparently well trained as they do push the right button when they see my phone. Just wish it was more consistent is all.
 
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ecschwarz said:
Your 7-Eleven comment is what I was griping about above, as a lot of people working the register don't know that NFC works because they think the "proper" step is to swipe/insert and then hit the button to process what the terminal is reading (at that point, NFC comes on).

Regarding Target, I was at mine this week and noticed that the "remove your card" sound went from the more pleasant tone to the default, unpleasant "bonk bonk bonk" that the mx925s do and that happened at another location, too...software update/change?
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I’ve noticed that at 7-Elevens. The two stores I frequent always seem to have it automatically enabled but a random store I went didn’t work until he tapped some thing on his screen.

Target enabled quick chip which came with the “bonk bonk bonk” sound as to alert the Guest of their payment is complete. I’m not sure how quick chip works personally but the corporate weekly newsletter said Guest can put their card in right away when items are being scanned and it’ll be done in seconds. (I work at Target)
I didn’t notice a button on the screen to enable NFC payment on the screen when checking someone out. It’ll probably be a corporate update in the near future.

Personally I’m guessing it’ll rollout beginning of December as that’s the same time they rolled out in-store barcode payment in December 2017.

tmiw said:
Anyone else notice that their local Target has NFC support yet? The ones here still don't, but I did notice that they have Quick Chip support now. Likely a prerequisite for the NFC update/enablement as Visa rules require that all supported interfaces be enabled at once.

(An example of a merchant that isn't following that rule: 7-Eleven. They have swipe/insert always enabled but requires the cashier to push something to enable NFC.)
Click to expand...
Is it required for all swipe/tap/instert payment methods to be enabled for quick chip? I just googled quick chip visa and the documents said recommended but not required.
 
fastnswiftest said:
I’ve noticed that at 7-Elevens. The two stores I frequent always seem to have it automatically enabled but a random store I went didn’t work until he tapped some thing on his screen.
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They have to push the button regardless. I think some just auto-assume card's being used, hence why it looks like it turns on automatically.

fastnswiftest said:
Target enabled quick chip which came with the “bonk bonk bonk” sound as to alert the Guest of their payment is complete. I’m not sure how quick chip works personally but the corporate weekly newsletter said Guest can put their card in right away when items are being scanned and it’ll be done in seconds. (I work at Target)
I didn’t notice a button on the screen to enable NFC payment on the screen when checking someone out. It’ll probably be a corporate update in the near future.

Personally I’m guessing it’ll rollout beginning of December as that’s the same time they rolled out in-store barcode payment in December 2017.
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They can have the nicer sound along with QC. It might just be an issue that will be fixed in another update.

As for the button to enable NFC, it'd likely be something lower level than the main POS interface if they go that route. Hence the need for specific instructions to be sent out close to the release date. However, it's also possible that they'll just do another software update.

Is it required for all swipe/tap/instert payment methods to be enabled for quick chip? I just googled quick chip visa and the documents said recommended but not required.
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From the full rules:

Screen Shot 2018-11-11 at 7.12.54 PM.png


Commentary I've heard from others indicates that this rule is designed to have all interfaces available at the same time. (7-Eleven violates it because swipe/insert is made available on the first item scan but not contactless.)

Additionally, contactless must be run in EMV mode if chip's supported (another rule that a bunch of stores are violating, BTW), meaning that either the full amount must be known before enabling or a placeholder be used. Requiring the full amount means that they'd have to disable the terminal entirely until the transaction's totaled, which I imagine some stores don't really want to do. If they go the placeholder route instead and allow everything throughout the transaction, it probably isn't much more work to enable QC for insert too.
 
tmiw said:
So I was in the Bay Area for other stuff and had time to visit the one Target in SF that had NFC enabled:

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Nice - I'll have to keep an eye out for the dots appearing on ours (I sort of assumed Target would over-design an interface like Nike did, but that can always come later). Since it's sometimes hit or miss based on the card type, would you mind sharing what network your card was on and if it was credit/debit?
 
ecschwarz said:
Nice - I'll have to keep an eye out for the dots appearing on ours (I sort of assumed Target would over-design an interface like Nike did, but that can always come later). Since it's sometimes hit or miss based on the card type, would you mind sharing what network your card was on and if it was credit/debit?
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MC credit. It might be worth trying debit when it rolls out more widely to see if they've handled that properly.
 
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Need some help with my poor memory. I thought I used Apple Pay at Kohl's before. Today it didn't work. Do you need to do Apple Pay thru their store card and not a regular credit card.

Thanks
 
rugmankc said:
Need some help with my poor memory. I thought I used Apple Pay at Kohl's before. Today it didn't work. Do you need to do Apple Pay thru their store card and not a regular credit card.
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Kohl's should support it (has it on the door stickers) - I am a bit annoyed that they removed Wallet support their loyalty program (they had an NFC pass like Walgreens and Panera), but I was there last week and used Apple Pay with an Amex.

I seem to recall that years ago I had an issue with some type of other card, but can't recall which - what card did you try to use? Did you get the "Hold closer to reader" message?
 
My MSC is tied to Apple Pay. Everything I can find leads me to think you have to use their store card with AP.
 
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rugmankc said:
My MSC is tied to Apple Pay. Everything I can find leads me to think you have to use their store card with AP.
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What did it do at Kohls, read then decline or nothing at all? The contactless readers can also randomly fail, so try another location/register.
 
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Don’t remember wasn’t paying attention to exact words on screen. I think it declined.
 
dwfaust said:
I used Pay at Kohl's successfully several times this past summer... haven't been there lately to try again.
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Are using a credit card with AP or Kohl’s store card.
[doublepost=1542283565][/doublepost]I think I will go to Starbucks today and make sure it is working correctly.
 
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