So, after two people (including a "senior advisor") who didn't know much and asked me funny questions (like "have you tried with another user account?" which doesn't help when the issue is reported by the drive's smart data and I have even reinstalled the OS from scratch after erasing the disk..), someone from Apple called me right away and while all the people I have interacted were very friendly, I didn't go far. They basically told me there is not much they can do because a) I don't have a technical issue / something broken yet, b) Apple doesn't support third party tools like smartmontools and DriveDX. He couldn't answer when I asked if there is a way to get SMART data directly in macOS (Disk Utility just says if SMART is verified/passed or not and nothing else). If I understood correctly (I have problems on the phone) he said he will forward feedback to engineering. But there isn't much they can do now.
I understand that I don't have anything "broken" yet, and he understood that I am concerned about the life of the drive and thus of the computer. I hope that as more people report this issue, Apple will finally investigate and give some statement or something at least.