With all the respect, but that's just 🤦🏻♂️
I've been using in a similar way my 2014 MBP 13 8/256 for years, and now with Apple Silicone we should opt for RAM Upgrade option which is going to cost more than a base model of MacBook?
This supposed to be technological progress. Not step back
That's why the only model I would consider right now is the iMac 27 which I could stuff 128 GB of RAM in.