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Carrier T-Mobile 2018 New iPhone Pre-Order Thread

Tracer785 said:
Ugh just called 611 they told me I'm super well qualified but my down payment would be $379.99 for the xs max. That's just crazy
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Those down payments are basically the extra price you are paying over what'd you'd pay on the Apple upgrade program. It's an IQ test. They are screwing people blind.
 
Can anyone verify if you try either on the web or T-Mobile app, if it lets you add a phone (pick anything) and lets you check out? I am getting errors since mid-day today since I wanted to see the next steps throughout the checkout process of not going through Jump! but upgrading my line due to me paying off my iPhone X.

Last year I was able to log in a few minutes early before pre-ordering started and did everything seamlessly online. I'm just a bit worried the issue I see now is going to happen again and/or its specific to my account.
 

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gadgetfreaky said:
Those down payments are basically the extra price you are paying over what'd you'd pay on the Apple upgrade program. It's an IQ test. They are screwing people blind.
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Screwing people blind? With T-Mobile you pay the retail price of the phone. It’s a 24 month, 0% APR loan. The reason why they want so much up front, even for well qualified individuals, is to keep the monthly price low... usually $30. But if Apple says the phone is $1299, that is all you pay over a 24 month period.

So, how is that screwing people blind? I’d like to know you reasoning.
 
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gadgetfreaky said:
Those down payments are basically the extra price you are paying over what'd you'd pay on the Apple upgrade program. It's an IQ test. They are screwing people blind.
Click to expand...
It's crazy. I get that there's risk in everything but I've been with them for 6 years or so and they said I'm super well qualified and other super well qualified customers get theirs for 110 down. There has to be a way to only put 110 down and pay 40 a month
 
Lloydbm41 said:
Screwing people blind? With T-Mobile you pay the retail price of the phone. It’s a 24 month, 0% APR loan. The reason why they want so much up front, even for well qualified individuals, is to keep the monthly price low... usually $30. But if Apple says the phone is $1299, that is all you pay over a 24 month period.

So, how is that screwing people blind? I’d like to know you reasoning.
Click to expand...

So first of all if you bought a house and they asked for extra down payment would you be glad that you got to have lower mortgage payments? If so - you should love this deal

It's actually worse than that tho based on how programs work. iPhone at 50% paid off, you can trade the phone in for the next one and your remaining payments are forgiven. i.e 1000 phone, after 12 equal payments on Apple or ATT you just turn it in and get the next phone and your balance is forgiven. at that point your phone probably has a trade in value of 40%-50% at best but the remaining 500 you owe is forgiven.

In the Tmobile case it's a very bad deal for those who upgrade annually because with a large up front payment you are well past 50% paid when you turn it in. That downpayment is basically an extra cost that puts the value at well less of the trade in value. It's basically a way for them to fool customers and it's downright evil.
 
I keep getting clueless reps. Should be super well qualified but it would be nice if someone at T-Mobile could confirm it. We just went over three years with them. So wasn’t super well qualified for the X last time apparently. Fingers crossed!
 
I’ve been with them 3 years and 3 months. My down payment for the 64gb Max is $119
 
More clueless reps. I just had one guarantee me it was $109.99 down payment for the xs max. He's like you can reference this call, my rep id, and this document #. I called back 10 minutes later and was told I was lied to and given wrong info. This is insane
 
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Tracer785 said:
More clueless reps. I just had one guarantee me it was $109.99 down payment for the xs max. He's like you can reference this call, my rep id, and this document #. I called back 10 minutes later and was told I was lied to and given wrong info. This is insane
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Yup why I dont trust any reps or peoples quote prices on this forum because nothing is set in stone
 
It's a crap shoot at midnight. I'm mot getting worked up until I get the quoted price. Then I'll rage if it's 379. Haha
 
mtulman1 said:
It's a crap shoot at midnight. I'm mot getting worked up until I get the quoted price. Then I'll rage if it's 379. Haha
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Or just wait and get it after we all know what the various deals out there are. I mean it really doesn't make someone extra cool to be the first to have the phone. I ended up waiting this last time, and got it a few weeks later once I could figure out what purchase option worked best for me, and I didn't feel like I missed out.

I realize the whole point of this thread is pre-orders though, and I am still contemplating one...
 
In short guys- if you are asked to put down a deposit AND you upgrade every year be prepared to lose a good chunk of your deposit on trade in.
 
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