So glad I switched to Apple’s upgrade program today.
Folks, with a lease, which EIP/JoD are, your aim should always be to pay as little upfront as possible. It doesn’t make any sense to put a large down payment on something you’re going to trade in within a year or so...you’ll essentially be throwing that money away.
If you plan on keeping your phone for 2 years then yeah, it makes sense. But for the love of all things holy, if you’re an annual upgrader like I am, jump ship to Apple. $379 upfront for a phone is absurd—and you still have to pay for insurance! At least Apple’s monthly payment includes AppleCare! With the iUP you’ll pay $150ish upfront and $54/month for the base XS Max. It’ll take a smidge more than FOUR months of payments PLUS that $150 downpayment to equal TMO’s downpayment LOL.
Oh, and you have to have a PERFECT credit score to get the special pricing? FOH!!