As a student, why on Earth would you spend $2300 of what you don't have on something that you don't really need?
You are putting yourself in debt over an entry level Apple computer?
That makes no sense whatsoever. That too, going for the ultimate?
Go return it and get yourself a base 13" aiir with discount for about $1000.
Then buy an external 1TB passport harddrive with usb 3.0 support for about $100
Don't forget about Applecare... which you haven't bought yet. About $250 there.
Get a case and accessories another $150 (dont buy Apple's superdrive). BAM, you're already at $1500. Maybe you can drop another $100 to double RAM especially if you're going to use it for 4-5 years.
So for $1600 you're set on a 13" i5/8/128 with 1TB passport storage, 3 years warranty, a case/sleeve, and essential cables
Return the ipad mini too because it's basically getting refreshed in a month, and next month you will see crazy discounts from stores trying to unload last years products.
Or, return it, and buy a google nexus 7 which is coming out in less than a week. It has a waaay superior screen, four times the Ram, and the latest Android 4.3. The 16gb would cost you only 229bucks. Drop another 40bucks and get 32gb wifi. Get the Chrome cast for another $35 so your friend can wirelessly stream hd videos to their tv.
32gb Nexus 7 and chromecast will cost you $300.
So all in all you have now spent $1,900 for 2 superior future-proofed products with all required accessories and warranty.
Get help nexus7 wrapped, and take her out for $100 dinner and thank her for being there for you. Good people in life is more precious than what any credit card can buy.
So all in all, $2000 of money that you will have to pay back, but $2000 of well spent money that will make you and yours satisfied in your home tech-wise for years.
You got it right about buying within your means. The OP doesn't necessarily have to buy the base model or what not, but if he/she is buying a maxed out MBA, well I think they would be better off going with a MBP. Then again, I'm not sure what the OP is going to be doing with his/her MBA. I just think buying the maxed out air, let alone financing one, is not such a brilliant idea. Once again this is my own honest opinion, the OP may do as they please.