Oh definitely before. I reckon from 12:30 the tariffs will start filtering out.What do you lot reckon, before the 1pm madness or after? Going to be a mad hour if it's after!
Oh definitely before. I reckon from 12:30 the tariffs will start filtering out.What do you lot reckon, before the 1pm madness or after? Going to be a mad hour if it's after!
Just called Barclays forgot to ask them about paying it off early - £553.05 remaining, basically 9 months left. Makes sense to sell to CWP etc and pocket a couple of quid in the process!
I'm sure you can (happy to be shown otherwise)....
I've been upgrading every year since the iPhone 7 was released. iPhone 7 to iPhone 8 Plus upgraded through paying monthly payments via PayPal in the Apple Store and then again last year, when upgrading from 8 Plus to my current XS via IUP.
Does the IUP NOT allow upgrades then if you choose to NOT tale out AppleCare? Is that what you mean?
EDIT - seems that you CAN'T be on the iUP without AppleCare:
View attachment 857584
Make sure you cancel AppleCare if you have it and then it send the balance to Barclays who will deduct from remaining amount (or if you have already closed it will send you the money)
[doublepost=1568289522][/doublepost]
Selling my X with music magpie (£425 not bad, but should have bitten last week when it was £440). Although I don’t need to send in my charger etc I probably will - no good to me.
I could go and buy an XR for a week, or just hold off sending it in because MM hold their offer price for 14 days.. not sure
will be getting an 11 as the extra on the pro isn’t worth it to me. May do IUP for a year and upgrade to the 2020 model.
Just not sure on the colour as I love the XR bright yellow but the 11 is much softer. Maybe red or black..
Clear case just arrived......
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Just thinking to either do that or just trade in... I mean obviously I would get a way better price if I sold it than scrap it for a little £370... just trying to find the best way to finance it as my situation has changed a lot from previous years where I can just afford to buy this outright simplyThough often you get a better price on these when selling used (private sales not to trade in companies)
If I were you I would reserve and do iPhone payment in store as that is interest free and the regular Barclay Partner fiance on the web is not (14.9%). Or do you need it delivered?
Are these cases hard or soft like silicone ones?
similar position last year with X on IUP and moving to the Xs... was a no brainer as the cost was the same.. so why wouldn't I change?I'm on IUP with Xr, not impressed with updates won't go Pro, would be an 11, although happy to stay Xr.
However working out the upgrade, it's actually (very slightly) cheaper monthly payments (although would have the £69 upfront), so now wondering.
I personally don't see much benefit in Xr over 11, but wonder what others in same scenario are doing?
Anyone know the answer to this - I'm currently on IUP with a XS Max 64Gb. Gonna go for iPhone Pro 256 back onto the IUP. Obviously with IUP part of the payments includes Applecare. When I go instore to hand over my current XS Max, the Apple blurb on T&Cs say they cancel Applecare and pay off remaining as part of that whole 'contract' deal, before starting a new one. My query is, do you still get refunded on the pro-rata applecare if you do this or is it just never seen again?
Not really interested in doing the sell private thing for other reasons.
I know many on here are sending their phones off to webstores who are buying it from you but to be honest, I could never send my iPhone off to one of these knowing that there is a small chance it could get lost in the post or damaged (I've had several parcels in the post which were damaged in transit and orders were cancelled) and the hassle that would bring with it!!!!
You lot are VERY brave....!!!!
Just thinking to either do that or just trade in... I mean obviously I would get a way better price if I sold it than scrap it for a little £370... just trying to find the best way to finance it as my situation has changed a lot from previous years where I can just afford to buy this outright simply
but.. if you can be bothered.... its usually always better (in terms of money in your pocket) to sell privately and pay off the outstanding loan rather than to hand the phone back in to appleYou cant upgrade your iPhone every 12 months if you go for iPhone payments only. This feature is only available with the package that includes AppleCare.
that right. its called iPhone Payments... 20 months 0% with no apple care and no handing the phone back... but just sell your phone privately when you want (or use a trade in site) and you'll be better off anywayEDIT - seems that you CAN'T be on the iUP without AppleCare:
Spoke to Apple who said to pay off the remaining balance directly to Barclays then call the Apple Care team for a refund.
Telephone numbers in case anyone needs them:
Apple care: 08001076285
Barclays: 08001522888
that's right.. call you Barclays and pay up. I also called apple to cancel apple care and they (apple) give the money back to Barclays who I turn give it back to you.Not quite - I don't know (others may be able to confirm) but suspect you will need to call Barclays and pay off iUP directly. The AppleCare refund is I think also something you will need to call Apple directly to do (but is straight forward).
So overall - is a little bit more hassle, but likely better financially!
I know many on here are sending their phones off to webstores who are buying it from you but to be honest, I could never send my iPhone off to one of these knowing that there is a small chance it could get lost in the post or damaged (I've had several parcels in the post which were damaged in transit and orders were cancelled) and the hassle that would bring with it!!!!
You lot are VERY brave....!!!!
Rossy, thank you very much for this useful resource, Im sure it will help a lot of people. Although i must say it all is seems fairly straightforward to me, so I don’t really understand the confusion. On a separate note I haven’t been this excited about an upgrade since the IP3GSSee my earlier response - but they are hard.
[doublepost=1568293075][/doublepost]Seems a lot of finance related questions - so I have created a one page comparison that will hopefully explain and compare the various options. Obviously this should not be relied on for accuracy and anyone taking finance needs to assess their own affordability etc. Particularly, estimated resale values are just that - based on experience over a number of years - but always subject to change.
Hopefully though is useful as a comparison of potential monthly payments, position after a year (when next upgrade cycle starts) etc.
similar position last year with X on IUP and moving to the Xs... was a no brainer as the cost was the same.. so why wouldn't I change?
you could sell now, start a new iup on a 2019 phone... given you'll still be paying the same monthly amount and then in 2020 sell the 2019 phone and start all over againNot much change/updates, means after another 9 payments it's mine to sell/hand down and can start next year on 2020 phone.
What’s everyone think case wise then with a silver Pro Max.... Midnight Blue or Black... cannot decide! (Think I’ve decided against the midnight green phone)
Want to order it tonight to make sure my Apple Pay works as when I tried to buy my phone on pre order day last time it came back having a moan about my address even though it was all correct..