...weird that some seemingly eligible people are not getting approved in the app?! I cancelled my pre-approval last night (had a trade in attached to this) and then inputted a second application (without a trade in) and was approved yet again.
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....present!!
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Yep! Me and my wife both got declined with perfect credit scores so I stuck it through under my dads name and it was approved so no idea how that works as he is retired and we both work full time jobs!