1) We use OC to run Catalina and beyond, because our cMP can't boot those OS natively.
In case of Win 11. The limitation is TPM etc, no need to use OC to bypass / inject anything. Since OC isn’t really involved in booting Win 11, therefore, the version also doesn’t matter.
2) AFAIK, you cannot upgrade Win 10 to Win 11 like that. You have to boot from that patched USB, and the installer will tell you must install a clean Win 11.
3) correct
Thank you! Took the dive, all good! As for #2 can confirm - NO need to BOOT into the usb drive created by rufus with TPM check, etc disabled.
I booted into Win 10 as usual, plugged in the usb drive and then ran the setup.exe manually. All went smoothly.
I was shortly presented with a choice of options from upgrade to wipe/new install, you can select what you want to keep (files, apps, settings, nothing).
Out of an abundance of caution, used the original cMP’s front usb slot, not the usb 3.0 PCIe expansion card, so it it took a while, but I suspect that wasn’t really necessary as the installation files are copied over to the target SSD as I understand anyway.