Hi there,
I got my MB 16" since two weeks, with 6 core i7 and 5300 GPU, 16 GB ram, and macOS 10.15.7.
Here it is my experience (all tests done disabling turbo boost, except the one with zoom), room temperature ~ 23/24 C. I have a laptop pad without any fan, it has just some room and holes, to allow air circulation.
1) in general the machine is silent, I hear noise only with high cpu load, e.g. multithreading, but in general the cpu is not stressed. I did some test running an astrophotography code working in parallel on 12 24mp images, fans where always~<2400 rmp, and average temp did not exceed 60 C
2) When I do normal work, i.e. coding, plus some standard stuff (browsing, ect..) fans never go above 1800 rpm, average temp is always< 50 C.
3) When connecting external monitor I have the issue, but again, the heat is acceptable, and I can't hear the fans (always ~ 1800 rpm)
4) The issue with the DGPU is present also in clamshell mode, and in my opinion it depends on the ratio between original and scaled resolution. My external monitor is very old, and the resolution I get is too low, so I will buy a new one.
5) I tried to play 4k videos on internal screen (no external monitor connected) with chrome in fullscreen, my Radeon High Side sensor was showing 2W
6) I had a one hour zoom meeting, without disabling the turbo boost, no issue, average temp ~ 50 C.
7) Indexing after importing backup from old machine: I did the migration not in one shot. I moved only the directories I needed (use rsync to preserve permission and creation/modification date). The indexing was active in a reasonable way, and I heard funs only a few times. It is logical that if you copy 400GB in one shot, then you will have your indexing processes running for a long long time...
8) While writing these notes (no external monitor), CPUs ~ 40 C, average load (3-4)%, chrome has ~ 40 tabs open, in background I have PyCharm, vscode, Docker desktop, X11 with sshx on remote server (x2go), Whatsapp, Mendely desktop, and others apps.
In conclusion, I agree, it is a pity that the DGPU kicks in with the external monitor, but to be honest, the overall effect is negligible. To me the machine looks impressive! By the way, if you feel the keyboard that is too hot, why to buy an external gpu, when you can buy an external keyboard? And, if you buy a full desktop replacement, but squeezed into <1cm thick chassis, you can't expect much better, even though I agree, the DGPU was mistake in the design. But when judging it, you should also take into account all the pros of this machine. I really have the impression, that most of the people don't have any idea of what, and how complex, is the the stuff inside their machine, probably they never installed linux on laptop in the 2000, that was a in issue ?