Well, I am cheap. There may be times I make Jack Benny look like a spendthrift. 🤣
Although I've had bad financial times, too, which is probably one reason I tend to be frugal.
I remember the early OS X era. I'd half think of getting a new Mac...but the price held me back. I was too close to a period when finances had been dire. That was over, but the memory lingered, and made me more critical of big ticket purchases. And it was hard to justify spending a grand on an iMac. The Mac software I had was working well. I wasn't sure that newer software would work as well. And I'd heard rumbles that suggested that my old software might not work well in Classic.
The one reason for newer hardware was stuff like Internet--but the Mac was more than I needed. Cheap, used PCs with Linux were good enough for Internet.