Apple had a promotion of 24 month 0 percent if you use your Apple Card for purchase, it allowed me to prepare ahead of time or the 12 pro, witch made check out a breeze. Then they allowed me to bundle my Apple Watch 6 , AirPod pros , plus accessories for everything all with the 24 month plan.. I don’t use my Apple Card for much , so I went this route , once it all clears I can Pay it off.. I did this only because it allowed me to move through check out with 1 click.. can’t wait , everything is preparing to ship except the 12 pro of course.