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Apple Pay Apple Pay in Germany

Alx12084 said:
source -> every single tech news site

and for Apple Watch payments, so how I see it is till 30€ it would be friction less, tap and go. For above 30€ either you'll have to enter PIN in POS terminal, or use iPhone to confirm it with TouchId/FaceId. Although PIN seems the most likely to happen as that's what sometime happens in the US with Apple Pay Cash payments (the pin is 0000)
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That's strange I just read an interview from Carsten Mürl (Mastercard) regarding the topic PSD2 and Wearables and Smartwatches and it seems you're wrong. Or am I understanding something wrong?

Carl Mürl said:
Ja, aktive Wearables wie Smartwatches und Smartphones sind auch von der PSD2/RTS betroffen. Da man auf diesen Geräten aber die Consumer Device Cardholder Verification Methode (CDCVM), also die Authentifikation auf dem Gerät vollziehen kann – hier sind biometrische Verfahren (z.B. Touch ID oder Face ID) erwähnt – ist es viel einfacher, die Counter/Accumulatoren zu managen. Somit werden die regulatorischen Anforderungen tatsächlich bereits „per default“ erfüllt.
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Edit (Source of Interview):
https://www.it-finanzmagazin.de/sca-3ds-kreditkarten-banken-78467/

Edit 2:
I don't get the PSD2 necessarity. In times of instant push of transactions and a button press away from locking your card or any online transaction why do we have to further lock down the easiness of tap and go?
 
Pounty said:
That's strange I just read an interview from Carsten Mürl (Mastercard) regarding the topic PSD2 and Wearables and Smartwatches and it seems you're wrong. Or am I understanding something wrong?
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The question is not about smartphones and cdcvm via TouchID or FaceID. The discussion is about Smartwatch payments and there you don't have an authentication at payments. The raised question is, if the one time PIN entry on a smartwatch matches the coming requirements.

Will be interesting how this will be evaluated.

https://twitter.com/veehaitch/status/1059781612005740545
 
docfred said:
The question is not about smartphones and cdcvm via TouchID or FaceID. The discussion is about Smartwatch payments and there you don't have an authentication at payments. The raised question is, if the one time PIN entry on a smartwatch matches the coming requirements.

Will be interesting how this will be evaluated.

https://twitter.com/veehaitch/status/1059781612005740545
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Ah thank you! I misunderstood that, sorry.

Edit: Although that mate is just guessing and he's a student at University. Nonetheless interesting topic and will read through PSD2 :D
 
Last edited:
So guess we Europeans will get an extra version of Apple Watch with FaceID integrated for PSD2 conformity :p:D

Compared to the ultra hard challenge to develop a dual physical SIM-Tray for China, this one should be an easy task for Jony and the other teams...
 
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Slight offtopic: bunq has just made themselves a whole lot more attractive...
- direct TransferWise integration
- savings pots (with auto-save; like with Monzo)
- no more fx fees

On par with N26 now with those features. Yes, still a little expensive but those new things might be enough to sway me across to them. They will also have Maestro + MasterCard support for Apple Pay and their customer service is amazing.
 
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Indeed a nice package, but I closed my account a few weeks back. For some playing too expensive. And as my main account there are some things missing.

But what I like: they are transparent with their fees and costs. They charge you and don’t earn money behind your back or with filthy cross selling partner deals.
 
Goodmorning everybody,
I know that nobody likes things like “I heard from a friend of a friend” but my wife told me today that the husband of her colleague, who works for a big company in cooperation with  here in Germany, confirmed the 19.11. as launch date for applepay.

I am just trying to get more queues about that because I really don’t believe things without proofs. And it would be a Monday not usual for launches by .
 
Praeceptor said:
Goodmorning everybody,
I know that nobody likes things like “I heard from a friend of a friend” but my wife told me today that the husband of her colleague, who works for a big company in cooperation with  here in Germany, confirmed the 19.11. as launch date for applepay.

I am just trying to get more queues about that because I really don’t believe things without proofs. And it would be a Monday not usual for launches by .
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"but my wife told me today that the husband of her colleague, who works for a big company in cooperation with  here in Germany,"

:D
 
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Praeceptor said:
??? What do you mean?
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I think its good that you posted it, but its funny as we since page 50 I think we doubt that those sources have any truth; and you dont just say "from a friend", but from your wife, who knows somebody who knows...etc


:D no offense, just made me smile.
 
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