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Apple Pay Apple Pay in Germany
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Thats true! From that point of view yes, but honestly, I never thought Cash would be released as well. There would have been a big(ger) announcement like WWDC or something, since it would be first after the U.S.
There are only a few markets in which APC would make sense at all... to whom would you send money with APC in Germany? One out of five persons? To whom in Poland? Two out of 100?
My god, this is the most valueable comment related to this topic. I dont even get why you are still following this thread cause nobody need AP and esp. No APC
Yes you are always destructive with these comments, nobody needs AP and cash, so why should implement this, even in the USA? Typical German skepticism, no visions. And of course you would say you are just realist.
You already have AP, so leave this thread. We don’t need your comments and you are getting on the nerves of many here
It's not the same for everyone. Everyone at my work has an iPhone and I only know one good friend who uses Android.
facts are destructive? Well this explains a lot...
see. You don't need an iOS peer group to use Apple Pay. But you need a relevant iOS peer group to use Apple Pay Cash in a noticeable way. See the difference?
see. You don't need an iOS peer group to use Apple Pay. But you need a relevant iOS peer group to use Apple Pay Cash in a noticeable way. See the difference?
And that's why there is no demand in Germany?
I don't get why they even invented the iPhone back in 2007 cause not everybody even got a cellphone. Apple knows what they are doing.
They got shareholders that wants to launch every product that drops money even if its only a small amount.
First Step:
Rollout of AP then turning the switch to APC, would makes the most sense to my mind. But I'm not that mastermind like you are
Aber meine Herren !!
Wir haben doch Weihnachtszeit
Wir haben doch Weihnachtszeit
Well, maybe people other than you do an iOS peer group.
Your argument is very flawed since you seem to think everyone is in the same situation as you are. Also, you can translate that to pretty much every service in existence. Why should there be Telegram, Signal, etc. when there's already WhatsApp? Why MacRumors when appleinsider already has forums?
Because different people have different needs. You don't have to use Apple Pay Cash and you don't even have to like it, but you need to accept that other people might enjoy and get value out of it.
I have no idea why you even take part in this thread if the only thing you do is grumbling. Maybe you like the attention this attracts, but there's plenty of better things to do with your time.
In my opinion Cash will make it soon to other countries. Fits into the strategy to add more services to iOS to make it more attractive to switch. From what I see in every day live is, that people tending to buy phones that their friends use as well or what they recommend. My friends for example are more or less all on iOS.
I just try to explain why Apple might not launch APC outside the US, i don't judge APC. If you don't like the explanation, give me another one.
Seems like it makes no sense to Tim Cook and Apple, as they launched APC nowhere but the US. You "mastermind"
Maybe there is this mindset. Maybe there are other reason. I am not evaluating this theme but every input from you is like "no market, no need, if it launches there is no card acceptance etc."
This point of view is right in some ways but it is a "henne und ei" problem that is not related to AP
Im following this thread for month and every comment is condescending to other users about AP. Why are you still interested about the launch in Germany?
I do believe it’s more a question of your environment. I could send nearly all of my friends money through APC. Definitely above 80%. So it can really differ from
User to user.
User to user.
that's the problem with forums on the internet today. People are not able to see the difference between personal opinion and the try of a neutral approach with more or less objective explanations.
again: I did not judge APC and I never said, I don't want AP. I try to figure out and explain, why Apple does not launch it anywhere in the world. See the difference? It's not that complicated.
You guys should try to take this topic and Apple Pay less serious and get some steps back to get a more relaxed view. Some of you seem to take AP too personal and refer too much on your own. Which makes normal discussions impossible.
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There has to be a fact, they don't launch APC anywhere. Either it is the iOS market share or APC does not even make money or attract people in the US enough, that another launch anywhere makes sense to Apple. Who knows?
again: I did not judge APC and I never said, I don't want AP. I try to figure out and explain, why Apple does not launch it anywhere in the world. See the difference? It's not that complicated.
You guys should try to take this topic and Apple Pay less serious and get some steps back to get a more relaxed view. Some of you seem to take AP too personal and refer too much on your own. Which makes normal discussions impossible.
[doublepost=1544177385][/doublepost]
right. But Apple will have the global view.
There has to be a fact, they don't launch APC anywhere. Either it is the iOS market share or APC does not even make money or attract people in the US enough, that another launch anywhere makes sense to Apple. Who knows?
T
That's what I meant. I don't find it back anymore, but I saw once a statistic, that the education degree for iOS user is higher. No, I don't want to say, that iOS user are all intelligent and Android users are retarded. But people stay in their clusters with people who have the same interests/education background.
"Who knows?" – exactly.
The problem is, although you seems to be aware that no one except for Apple has the relevant information, you claim that you just state facts and are objective.
This implies that whatever you post cannot reasonably be criticized, but it really is just another opinion that people may or may not agree with. You really need to accept that.
ok, for starters... read this sentence again: "the try of a neutral approach with more or less objective explanation"
there is no claim of "facts". you and some other people just read this in your mind. you really need to accept that.
From a regulatory standpoint, Apple Pay Cash is drastically more complicated than Apple Pay. With Apple Pay, Apple doesn't really stand trial, because—simplified—they just add a copy of a payment card by someone else to your wallet. For Apple Pay Cash they either need to partner with a bank or themselves become one. In the US they opted to partner with a bank.
SEPA is hugely different to the US market so in my eyes it would make sense to launch all over Europe at once. In that sense, Apple Pay Cash would be easier to launch than Apple Pay itself once they have a partnership with a European bank. They don't have to negotiate with national banks all over again for this. Having said that, it only makes sense once the market has been penetrated enough with their main product—Apple Pay. Germany is a huge factor in this.
your explanations and reactions are in no way objective. so maybe you should calm down a bit and don't any the rest of us here.
APC needs a partner bank, and Apple probably hasn't found a partner yet in other markets than the US. it's probably not easy as there is no money to be made from P2P payments, right? I don't know exactly if or what APC costs, but I would assume, that no one would us it, if there as a transfer fee.
Exactly. Or even DB—the way they position themselves nowadays, they would be a good fit. However, as launching Cash in the whole EU is quite easy once the partnership is set in stone, they would still have to wait until Apple Pay itself is available in most countries. Germany is the biggest holdout for now.
I know they are not "connected" but PR-wise you'd want to have Apple Pay Cash not without Apple Pay.
Makes me wonder if this has been the delay.