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basti_no

macrumors regular
Sep 28, 2017
112
58
bunq's public API is broken, Monese had a big outage yesterday and DKB credit card services are down right now. Weird how these things seem to come together at similar times...

I have no issues with DKB services.
 

4254126

Cancelled
Original poster
Jun 20, 2017
828
855
I have no issues with DKB services.

Transferring money to/from credit cards is currently not possible + pending transactions are not viewable. Many people on Twitter confirming the same and it's already been acknowledged. You not suffering from those issues?
 

basti_no

macrumors regular
Sep 28, 2017
112
58
Transferring money to/from credit cards is currently not possible + pending transactions are not viewable. Many people on Twitter confirming the same and it's already been acknowledged. You not suffering from those issues?

No, everything seems normal
 

4254126

Cancelled
Original poster
Jun 20, 2017
828
855
No, everything seems normal
You must be lucky :)

upload_2019-4-3_16-30-20.png
 

zdfbe4ah

macrumors member
Feb 7, 2018
76
76
several days ago the dkb online banking was offline, too. wasn't able to login and got a maintenance information screen
 

-Maxim-

macrumors regular
Sep 8, 2011
146
76
anyone having troubles getting into N26 online banking currently?
Can't access via web nor app - says Authentication Error - even did reset password (which worked)
no problems here. Did you update to version 3.23?

Transferring money to/from credit cards is currently not possible + pending transactions are not viewable. Many people on Twitter confirming the same and it's already been acknowledged. You not suffering from those issues?
Yeah I've read about that on twitter, too. I was thinking about moving my main account to DKB once they have ApplePay but then I don't want to read about those things ;)
 

samwa3

macrumors regular
Dec 5, 2018
170
133
Right now Consors Finanz Onlinebanking is down. I need to get into finance IT, seems like there is some work left to be done.
 

eddimax

macrumors member
Nov 26, 2015
72
23
I know that Comdirect Visa Credit card works with ApplePay, but what about Comdirect Visa Prepaid.. does it works too?
 

4254126

Cancelled
Original poster
Jun 20, 2017
828
855
I know that Comdirect Visa Credit card works with ApplePay, but what about Comdirect Visa Prepaid.. does it works too?

Yes. Both work.

comdirect is currently also working on getting the VPay part of the Girocard implemented. They confirmed that several times via Twitter.
 
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eddimax

macrumors member
Nov 26, 2015
72
23
Great. Thanx!

Is there any difference between the look of Credit and Prepaid card in the Wallet? I am asking you that because i can see only screenshot of Comdirect Visa Credit card.

comdirect-bank-apple-pay.jpg
 

4254126

Cancelled
Original poster
Jun 20, 2017
828
855
Great. Thanx!

Is there any difference between the look of Credit and Prepaid card in the Wallet? I am asking you that because i can see only screenshot of Comdirect Visa Credit card.

comdirect-bank-apple-pay.jpg
The Visa Prepaid card looks identical (in Apple Wallet) apart from the fact that the physical card doesn't have embossed numbers like the "real" credit. The prepaid Visa also carries the "Visa Credit" emblem. In fact the Prepaid card is chipped as a credit card (deferred debit) with a 0€ limit.

Btw the contactless symbol doesn't appear on the card when added to your Apple Wallet (see example here: https://www.apple.com/de/apple-pay/).
 
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docfred

macrumors 6502a
Feb 4, 2018
938
573
Germany
It's beginning to smell at N26.

https://www.handelsblatt.com/finanz...t-ins-visier-der-finanzaufsicht/24194558.html

N26 gerät ins Visier der Finanzaufsicht
Die Bafin hat bei der Smartphone-Bank viele Mängel festgestellt und Reformen angemahnt. Auch von Kunden und anderen Banken gibt es Beschwerden.

BaFin, the German federal financial supervisory authority, demands more human ressources and investments in IT at N26, and other steps. The BaFin report is said to be extraordinary harsh and that the controllers are not amused about the findings. There are already strict threats of further steps if the findings are not being cleared anytime soon.

Even other banks are complaining, that they can not reach anybody at N26 for days if they want to report suspicious money transfers...
 
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basti_no

macrumors regular
Sep 28, 2017
112
58
It's beginning to smell at N26.

https://www.handelsblatt.com/finanz...t-ins-visier-der-finanzaufsicht/24194558.html



BaFin, the German federal financial supervisory authority, demands more human ressources and investments in IT at N26, and other steps. The BaFin report is said to be extraordinary harsh and that the controllers are not amused about the findings. There are already strict threats of further steps if the findings are not being cleared anytime soon.

Even other banks are complaining, that they can not reach anybody at N26 for days if they want to report suspicious money transfers...

Typically German. If someone is successful, the people are getting jealous and digging up dirt...
 
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samwa3

macrumors regular
Dec 5, 2018
170
133
I closed my own N26 account because I didn't really need it but I don't think the recent headlines will have a big negative impact for them or their users. They will have to improve their procedures to be more effective against any illegal activities of fraudsters, but I don't see that being an unsurmountable thing to do. Just my view.

Edit: forgot the "don't".
 
Last edited:

basti_no

macrumors regular
Sep 28, 2017
112
58
BaFin is "jealous"? Why should they?

BaFin is doing their usual audits like in every other bank as well. What I mean is the scandal the press is making out of it. Out of the 2.5 Mio customers, a handful were victims of phishing attacks, which happens every day in every other bank as well and nobody cares. In N26 case the same stories are published over and over again. In the end there was no scandal, everyone got their money back.
 

docfred

macrumors 6502a
Feb 4, 2018
938
573
Germany
BaFin is doing their usual audits like in every other bank as well. What I mean is the scandal the press is making out of it. Out of the 2.5 Mio customers, a handful were victims of phishing attacks, which happens every day in every other bank as well and nobody cares. In N26 case the same stories are published over and over again. In the end there was no scandal, everyone got their money back.
The BaFin report has nothing to do with the news of the last weeks. According to Handelsblatt, their analysis was made 2018.
 

Focalor

macrumors member
Jun 10, 2018
81
41
I really wonder what else has to come after all the stuff that happened last years for customers to leave this wannabe bank. There are enough serious banks out there which also are without fees.
 

yeahtyeaht

macrumors 6502a
Oct 26, 2012
602
624
Germany
I really wonder what else has to come after all the stuff that happened last years for customers to leave this wannabe bank. There are enough serious banks out there which also are without fees.
Maybe because N26 have the best looking app with the best features. Think what you want about N26, except the customer support problems they know how a bank should be in the 21th century. I don`t use it as my main bank but as my "consum bank". I send money that I want to expend in the month to N26.
 

docfred

macrumors 6502a
Feb 4, 2018
938
573
Germany
Maybe because N26 have the best looking app with the best features. Think what you want about N26, except the customer support problems they know how a bank should be in the 21th century. I don`t use it as my main bank but as my "consum bank". I send money that I want to expend in the month to N26.
The Bank of the 21st century should be like PayPal? No support, no financial products, nothing. Just pump in money and spend it? ;)
 

Focalor

macrumors member
Jun 10, 2018
81
41
Maybe because N26 have the best looking app with the best features. Think what you want about N26, except the customer support problems they know how a bank should be in the 21th century. I don`t use it as my main bank but as my "consum bank". I send money that I want to expend in the month to N26.
I dont say the idea of a full bank in an app is bad, it IS a good idea, no doubt. But it doesnt make up for all the bad PR and scandals over the last years. I mean it is not a game, it is about your money! So a bit more seriousness and professionalism like the "old banks" isnt the worst thing.
 
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