yeah that would be my guess too.
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Apple Pay Apple Pay in Germany
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Revolut is nice for people that need currency converted without fees. I use it a lot to get € <-> $ exchanged. Saved probably hundreds of € in fees so far
Great to hear...
Did anyone know about earlier rumours bout the start today? Or just the yesterday’s leak?
Did anyone know about earlier rumours bout the start today? Or just the yesterday’s leak?
The article confuses the girocard system with the Maestro/V-Pay system that is on many cards in Germany for card acceptance in foreign countries.
Maestro and V-Pay are already supported for transactions at POS in Italy, France, etc.
The API changes probably refer to the acceptance of Maestro/V-Pay for online/in-app transactions as these cards cannot be used for that use cases at the moment.
Sadly that has nothing to do with supported networks for Apple Pay with the cards itself and also has nothing to do with Girocard. The author doesn’t quite know what he’s talking about
EDIT: Exactly as Rudolf said (I think I may have mentioned this before in the context of WWDC). My bunq maestro card can only be used in physical locations, no online payments are possible. This should change with iOS 12. For Interac, CB and others - as far as I am aware - there are also no payment APIs for vendors and apps to connect to (partly because the networks also don't support online payments). The first VISA Electron card I am aware of with Apple Pay was launched with BNZ in Poland. Girocard is it's own network an requires a whole new extension to the payments machine in iOS. There is nothing new on that front.
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Besides Tim Cook's announcement on 01.05.18 there were few "leaks":
18.05.18 news stated correct week and 6 banks
20.04.18 news about 2 banks introducing Apple Pay in June
20.12.17 news about negotiations with 5 banks
If you ask me I do believe it is more about the way the cards are registered in the phone (tokenization and communication to the banks) then the bare support of whatever standard like VPay, Maestro or whatever.
So why is google Pay also only start with Creditcards and not with Giro?
So why is google Pay also only start with Creditcards and not with Giro?
Maybe google pay is more generic to the cards and does not need a lot of talking to banks and google?! Or no transaction fee to google, just a whole bunch of data...
Just a guess...
Just a guess...
Are there countries open to be released from then announcement? Or “can we hope”?
[doublepost=1529479959][/doublepost]Besides.
They make an announcement for releasing Apple Pay in additional countries in future and then just start it rather silently. No one not following the region and banking sector would notice.
Tbh. I don’t think they will just start Apple Pay in new countries without announcing it. Maybe the next regions are announced in the next earnings call. And then being released in the time ‘till the next earnings call.
[doublepost=1529479959][/doublepost]Besides.
They make an announcement for releasing Apple Pay in additional countries in future and then just start it rather silently. No one not following the region and banking sector would notice.
Tbh. I don’t think they will just start Apple Pay in new countries without announcing it. Maybe the next regions are announced in the next earnings call. And then being released in the time ‘till the next earnings call.
Apple Pay soon in Czech https://twitter.com/9to5mac/status/1009407276304740352
Or in other words Apple Pay everywhere without germany ☹️
Or in other words Apple Pay everywhere without germany ☹️
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That's the bank, that leaked the information by accident a few months ago, isn't it?
Well, the question was, is and will be ... why does Apple start with a hand full of (even small) banks in other countries but not in Germany? Here are more than enough potential launch partners. Bigger and smaller ones.
Well, the question was, is and will be ... why does Apple start with a hand full of (even small) banks in other countries but not in Germany? Here are more than enough potential launch partners. Bigger and smaller ones.
Let's not be too pessimistic. In Germany everything has gone from 0 to 100 in just a matter of weeks. With Google Pay launching soon, the first feedback from SPK/VoBa's own solution due in a couple of months Apple knows they need to get their foot in the door sooner or later. Commerzbank also owns mBank as mentioned before, which launched in Poland recently. They are also the launch partners for Google Pay. Maybe, just maybe, they are setting themselves free from the rest of the banks and will negotiate an exclusive deal. In the last months I have seen that both the Commerzbank and the attached Comdirect have been more innovative and pushed further than other banks. I've been disappointed by the slow pace of app / product development with ING DiBa, and no news on mobile payment with them either. So who knows...
I don't know if the information is accurate or not, but this article proved an interesting read. Possibly, Apple will soon not be allowed to even charge a fee from the banks for offering the service - at least on the card side of it. (see here: https://www.digitaltrends.com/mobile/googles-unwanted-advantage-no-transaction-fees-for-android-pay/)
I understand that Apple wants to make money off each transaction, but surely they could just Apple Pay under "brand awareness / free marketing" and getting people to stick with an iPhone / ecosystem lock-in. If they get too gready, then it won't succeed at all.
I don't know if the information is accurate or not, but this article proved an interesting read. Possibly, Apple will soon not be allowed to even charge a fee from the banks for offering the service - at least on the card side of it. (see here: https://www.digitaltrends.com/mobile/googles-unwanted-advantage-no-transaction-fees-for-android-pay/)
I understand that Apple wants to make money off each transaction, but surely they could just Apple Pay under "brand awareness / free marketing" and getting people to stick with an iPhone / ecosystem lock-in. If they get too gready, then it won't succeed at all.
Didn't know Merkel also controlled the launch of Apple Pay in The Netherlands, Austria, Belgium etc. Learn something new every day I guess.
Simple answer, Austria speaks German, the word “Dutch” comes from “deutsch (=German)” and Belgium mixed the German flag (Ok, I know gold is not yellow, but …)
That´s my opinion, too. In autumn: New iPhone and Apple Pay in Germany/Austria.
They don’t need something to do on the iOS side to implement new banks or even card types into Apple Pay.
Even if it’s a whole new type of card (giro) they need to do that on the Apple Pay servers when adding a card to the wallet and not on the phones. The communication between the phones and the terminals stays the same, no matter what type of card is used.
And they added Sweden and Poland without an update. And u don’t need the latest iOS release to use Apple Pay in those countries.
What I want to say is that there is nothing which needs to wait for iOS 12. And tbh there was nothing reported yet which could hint to new cards or countries in iOS, watchOS or macOS Betas yet. Ok, something bout ELV was found in macOS. But this has nothing to do with Apple Pay and new types of cards.
I think they will start Apple Pay as soon as the agreements are made and the technical stuff is ready on all sides - or better to say in the side of the banks cause i don’t think Apple has to do slot to implement a new bank. Not more than giving them information bout an API and test. Or Apple is talking to banks API, but this can be don’t in a few days plus testing, cause the core of Apple Pay and it’s APIs is done.
Even if it’s a whole new type of card (giro) they need to do that on the Apple Pay servers when adding a card to the wallet and not on the phones. The communication between the phones and the terminals stays the same, no matter what type of card is used.
And they added Sweden and Poland without an update. And u don’t need the latest iOS release to use Apple Pay in those countries.
What I want to say is that there is nothing which needs to wait for iOS 12. And tbh there was nothing reported yet which could hint to new cards or countries in iOS, watchOS or macOS Betas yet. Ok, something bout ELV was found in macOS. But this has nothing to do with Apple Pay and new types of cards.
I think they will start Apple Pay as soon as the agreements are made and the technical stuff is ready on all sides - or better to say in the side of the banks cause i don’t think Apple has to do slot to implement a new bank. Not more than giving them information bout an API and test. Or Apple is talking to banks API, but this can be don’t in a few days plus testing, cause the core of Apple Pay and it’s APIs is done.
Rumors and statements that the Banks are already prepared to switch on Apple Pay are nearly two years old and have never been recalled. Don't think, there is much to do anymore. Neither at the payment network providers like TeleCash nor at potential launch banks.
Back then there were news too, that Apple and some banks sent Apple Pay Stickers to local stores. Perhaps I can find the news in the web again... don't have it my bookmarks or reading lists.
Back then there were news too, that Apple and some banks sent Apple Pay Stickers to local stores. Perhaps I can find the news in the web again... don't have it my bookmarks or reading lists.
They will change the way you add cards in iOS 12 to be able to add also VPAY and other debit cards through the wallet app.
https://translate.google.com/translate?sl=auto&tl=de&js=y&prev=_t&hl=de&ie=UTF-8&u=https://www.tek.no/artikler/provoserende-a-hore-at-vi-ikke-vil-ha-apple-pay/440393&edit-text=&act=url
https://m.facebook.com/dnb/posts_to_page/?ref=page_internal
In Norway the customers from DNB bank (one of the biggest banks what I heard) are protesting on the banks Facebook site for their decision to decline apple pay. Lots of comments. I like that!
DNB wants to push their own bad payment solution and argued that the customer don´t want and use apple pay that much
I would love (if it starts without the big banks in Germany), that there would also be some kind of shi(t)storm/protest on our banks sites but I don´t belive that will happen here on large scale
https://m.facebook.com/dnb/posts_to_page/?ref=page_internal
In Norway the customers from DNB bank (one of the biggest banks what I heard) are protesting on the banks Facebook site for their decision to decline apple pay. Lots of comments. I like that!
DNB wants to push their own bad payment solution and argued that the customer don´t want and use apple pay that much
I would love (if it starts without the big banks in Germany), that there would also be some kind of shi(t)storm/protest on our banks sites but I don´t belive that will happen here on large scale