Not bad! I left them for Nationwide some time ago since they reduced benefits and increased fees.If anyone banks with Santander here's a little heads up. They're offering 5% cashback on Apple Pay transactions until 30th September 2017 with no cashback limit on their 123 lite accounts. http://www.santander.co.uk/uk/current-accounts/123-lite-current-account
Since I bank with them and use Apple Pay for ~90% of my transactions now I'm hoping I'll rack up a fair amount of cashback.