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Apple Pay Apple Pay in the UK

"HSBC denied that its decision not to participate at launch was last minute, saying that it had not planned to take part.

However, the bank was listed on the Apple website as a "participating bank" as late as Monday.

By Tuesday, it was listed as "coming soon"."
 
marcosscriven said:
I just used this in my local Co-op store. It immediately appeared to work, and showed the amount in the 'Last Transaction' section, with the time 'Just Now'. However, the checkout lady said it hadn't worked - she was very pleasant and patient about it, and asked a senior to come over.

I showed them the phone showing the last transaction, and they said they were happy with that (it was only £3.89 anyway).
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You didn't it hold it close enough / for long enough / put it in the wrong place. Same happens with the normal contactless cards, you sometimes have to scan them again if the transaction fails. You won't have been charged for that so I wouldn't do it again!
 
If you have an iPhone 6/Plus and a watch make sure you use the same device for all of your journeys on the tube/bus/tram. Remember that TFL won't ever see your actual card number, just the unique code generated for your device when you added the card, so if you mix and match TFL will just see two different device ID's and be none the wiser. Likely resulting in you getting dinged for the maximum fare.

www.oystercalculator.co.uk is a good site for quickly finding the price. Click on show workings to see the cap and the details.
 
Zxxv said:
But why not just encrypted end to end with the seller?
Click to expand...

I'm no expert. But I imagine each merchant has a different key.

If it was end to end with one key, and that key was compromised - it's all open. If one merchant's key is compromised they can get a new one and all other merchant's transactions are still secure.
 
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Been into my local boots and co-op today and no Apple pay decals anywhere on display and machines only said "please insert card"
 
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marcosscriven said:
I just used this in my local Co-op store. It immediately appeared to work, and showed the amount in the 'Last Transaction' section, with the time 'Just Now'. However, the checkout lady said it hadn't worked - she was very pleasant and patient about it, and asked a senior to come over.

I showed them the phone showing the last transaction, and they said they were happy with that (it was only £3.89 anyway).
Click to expand...

This exact same thing happened with me today, hate to say it but I believe you've scammed the Co-op! ;) I tried 3 seperate times all of which showed as complete followed by showing the amount as if you've paid. I had to get my card out in the end. Called Santander right after and they confirmed that 3 Apple Pay transactions were attempted but not complete. If you go back to your transaction history by tapping on the 'i' on the card you used in Passbook you will notice the transaction isn't there :)
 
elwell5 said:
This exact same thing happened with me today, hate to say it but I believe you've scammed the Co-op! ;) I tried 3 seperate times all of which showed as complete followed by showing the amount as if you've paid. I had to get my card out in the end. Called Santander right after and they confirmed that 3 Apple Pay transactions were attempted but not complete. If you go back to your transaction history by tapping on the 'i' on the card you used in Passbook you will notice the transaction isn't there :)
Click to expand...

I had the same problem in Morrisons. I was convinced it had gone through because my phone said so but a payment declined receipt eventually printed.
 
Aye I wouldn't really use it on the tube, it's slower than an Oyster and at peak times you'll be causing a lot of annoyance.

Now that I have my watch, paid for with my phone (how meta), I will have to pop out tomorrow and give it a try with Apple Pay too :)
 
I think all went pretty well today using Apple Pay on my Watch. I used it in:

Caffe Nero
Costa
Tesco
Le Pain Quotidien

The only places I didn't use it were Waterstones (because they said they wouldn't have contactless until tomorrow) and on TfL (because I stuck with Oyster as I have a railcard discount).

The only thing I don't like is that I don't get a list of recent transactions.
 
Just tried my UK natwest card at Walgreens (official apple pay supporter) and got an error. Maybe it won't work outside of the UK?
 
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shandyman said:
I would say it's still faster than using a ticket tho?

To be honest, so many people irritate me at peak times, it'll be nice to be the irritating one haha
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Probably, though I barely see anyone with a ticket these days!
 
Of course it maybe slower at tube stations for a little while. Let's give people a chance to figure out how to use it and for it to become 2nd nature.
No doubt the same can be said when NFC and Oyster both launched.
 
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