I'm seeing a recurring theme on problems on Natwest cards.
I think Apple made a great job with Apple Pay, it all works in quite a clever way, but the introduction to the UK market was not great at all. Launch partners didn't make it (HSBC, Ocado...). Nobody knows about the spending limits, it is a terrible mess. I did use it a few times, and it is a great feature. Unfortunately using it is awkward, because nobody likes looking like an idiot at the checkout, because one doesn't know about the spending limit.
Mine has been fine.
The answer is that the limit is only down to dated terminal software, in theory there is no limit, but in the manual you talk about there is no hint which retailer has the 20 quid limit and which hasn't.user error. read the ****ing manual.
I'm seeing a recurring theme on problems on Natwest cards.
Mine has also been fine.
Yeah, I think the issue is more operator error (as in staff not activating 'contactless' on till)
I've used mine at various places and the only issue I've had is greggs where the woman said they don't have contactless (when they clearly did)
I completely agree with this. It's more about retailer employees not actually knowing about contactless and how to enable this feature on their till.
A lot of employees seem to be CLUELESS about contactless payments.
I see people with contactless cards paying for shopping less than £20 using chip and pin. The retailer should at least educate the customer that they have this option.
They don't because the retailer employee is just as clueless.
Wait, what? You can go over £20?Used in Nandos today for £25, no problem. Nearly every pub I try has contactless and it works (to great amusement: "he just paid with his watch!!")
Most of the media reports have been appealing though, no-one has a clue on the limits. Surely, a simple list would be easy enough to publish?
Also, it's a bit embarrassing asking if a place does contactless payments and then getting all excited about the prospect of paying by watch!
Yes, some terminals have already been updated.Wait, what? You can go over £20?
you're being a bit harsh, at those wages and those jobs you don't have rocket scientists or tech enthusiasts. A lot of them didn't pay much attention at school. Give them a break.
Let's be serious. Employees should get the correct level of training to do the job, this Apple Pay experience is clearly showing that some retailer employees dont even know about contactless payment even though their shop has the facility. How you ever expect them to understand payment via a phone or watch?
The contactless reader in Costa is on side of the machine. Maybe that was the problem.After failing in Costa in the morning I popped into the Apple Store in Westfield and the test txn worked fine. Waitrose worked like a charm later on so it does vary from place to place. I would say the lady in Costa was very clues up though suggesting it might have been a slow back end connection rather than my watch.
Double click the useless friends button on the watch. It authenticates with your phone and you're good to go. Much better than using the phone to pay.I'm still waiting for Barclay's to join the party so can't use my watch yet..although I'm confused as to how you use it to pay. With an iPhone 6 you have to hold your finger on the home button to authenticate the payment I presume? With the watch does it just accept the payment automatically? With no need for Touch ID?
I have a 5s which of course doesn't have the nfc chip although my watch does....sorry for the stupid questions just wondering....
May I ask which card?My Santander card failed the first time I tried to use it - confirmation on the iPhone of the transaction however McD's terminal still demanded payment. Worked a few time after that without issue.
As it happens my Santander card can be used abroad without additional cost - any view if my UK Apple Pay and UK Card will work in the states (and without a limit).
Scrap that last question; answer is YES and YES. https://forums.macrumors.com/threads/uk-apple-pay-in-the-usa.1900504/
May I ask which card?
Santander Zero. Not sure if they still do it but few other cards on the market can be used abroad without paying a fee.
http://www.moneysavingexpert.com/credit-cards/travel-credit-cards#bestbuys