After my very stressful experience with Paybright last year (13Pro Max) I won’t order with them again. They placed two orders of 13Pro Max 512GB, their process time was 48h for me and Apple was telling me they couldn’t find my payment for my order. 0% APR is nice but I just purchased it outright.paybright order will probably get cancelled, good thing i bought one outright. i'm guessing the secondary market will have these phones at a premium given the delivery dates being pushed back