Added insurance as well but am not comfortable with going caseless. As careful as I am, I still had many accidental drops and slips with Fold4/Fold5 and would rather not tempt fate nor deal with multiple warranty claims/deductibles if I can avoid it. The insurance for me is more against catastrophic failure.
I've had so many drops with the Fold 2 and Fold 4... over the years. I've got some minor dents and scratches with the frame... but no screen damages.
I prefer the feel of the device (with no case), that's just me. I don't care for any added bulk to it because it's already a thick device when folded.
I also need at least a magsafe case to continue using my car mount. I don't think I need the S Pen case this time around. Hope the Fold6 can last me the next several years.
I recently picked up the S-Pen Pro... because I couldn't find my S-Pen Fold Edition. Well, I later found it... stuck in the washer around the rubber seal lol. And I waited for a couple days... to happily find out it still works.
Shipped the S-Pen Pro back and I'm going to stay with the Fold Edition, didn't see a point in having two. But yeah, I carry my S-Pen around in my pocket or backpack. I am thinking about getting one of those
clips for it.