In reference to Apple pay: NFC payment has been on Android for the last 2-3 years, maybe even more.
Yet it's been fragmented across the board. When I bought HTC One I was excited to use NFC to make payment but I couldn't even use Google Wallet. At least Apple found a way to make the payment system worldwide acceptance, and have the merchants come on board unlike Google's half-ass attempt. NFC was useless on Android.