Major Retailers that Support NFC Payments

[garyjones027]

No. The HEB stores of Texas not do contactless payments.

The HEB supermarkets in Texas use credit card machines from Equinox. These credit card machines have contactless payments and Apple Pay but they are turned off.

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HEB supermarkets of Texas have complaints because they do not have contactless payments and Apple Pay. This started when Kroger supermarkets of Texas started to accept contactless payments and Apple Pay in June 2023. These complaints not are only in HEB supermarkets of Texas, but the complaints are in social media.

 

[AZhappyjack]

HEB supermarkets of Texas start to have complaints every time when Kroger started to accept contactless payments and Apple Pay in June 2023. These complaints not are only in HEB supermarkets of Texas, but the complaints are on social media.




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Looks like HEB is in da hood ... really high class ambassadors for Apple Pay.

 

[lartola]

No. The HEB stores of Texas not do contactless payments.

The HEB supermarkets of Texas use credit card machines from Equinox. These credit card machines have contactless payments but they are turned off.

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They replaced those things again so soon? they had just installed some PAX pinpads just last year. In any case now they’re like walmart: accepting contactless/apple pay at their stores outside the US, but not the ones in the US. The weirdest thing is that apple maps does show several stores in TX as accepting. I guess those listings are wrong.

 

[garyjones027]

Looks like HEB is in da hood ... really high class ambassadors for Apple Pay.

Only HEB supermarkets in Mexico do contactless payments and Apple Pay. HEB supermarkets in Texas do not accept contactless payments and Apple Pay.

 

[lartola]

Only HEB supermarkets in Mexico do contactless payments and Apple Pay. HEB supermarkets in Texas do not accept contactless payments and Apple Pay.

And even the ones in Mexico just started to accept the contactless payments this week. Prior to that, they didn’t just like the Texas stores. (Except for delivery orders, that is, since the Mexico H-E-B stores have always offered the option to pay with cards on delivery by providing the couriers with wireless POS, which have had contactless for years, an option that’s never been offered in the US at all by H-E-B or any other company that offers delivery of any kind).

 

[michaelsmith0027]

They replaced those things again so soon? they had just installed some PAX pinpads just last year. In any case now they’re like walmart: accepting contactless/apple pay at their stores outside the US, but not the ones in the US. The weirdest thing is that apple maps does show several stores in TX as accepting. I guess those listings are wrong.

I am from Canada. Walmart stores in Canada, Lowe’s stores in Canada, and Home Depot stores in Canada have contactless payments and Apple Pay.

Do Walmart stores in Mexico and Home Depot stores in Mexico have contactless payments and Apple Pay?

 

[The-Real-Deal82]

It still blows my mind a country as advanced as America has retailers that are 15 years behind those in other countries. I know there is a different mindset to it there, but I couldn’t imagine walking into a shop that didn’t accept ApplePay/contactless in 2023. Hopefully they are starting to catch up and give consumers in the modern age this convenience soon.

 

[garyjones027]

It still blows my mind a country as advanced as America has retailers that are 15 years behind those in other countries. I know there is a different mindset to it there, but I couldn’t imagine walking into a shop that didn’t accept ApplePay/contactless in 2023. Hopefully they are starting to catch up and give consumers in the modern age this convenience soon.

This youtube video from April 2023 explains why contactless payments are late in USA.

 

[AZhappyjack]

It still blows my mind a country as advanced as America has retailers that are 15 years behind those in other countries. I know there is a different mindset to it there, but I couldn’t imagine walking into a shop that didn’t accept ApplePay/contactless in 2023. Hopefully they are starting to catch up and give consumers in the modern age this convenience soon.

It’s not about safety, nor is it about convenience. It’s about CONTROL. Walmart/Sam’s Club refuse to give up control.

 

[ecschwarz]

It’s not about safety, nor is it about convenience. It’s about CONTROL. Walmart/Sam’s Club refuse to give up control.

I think that’s evident that places like Home Depot, Walmart/Sam’s Club, and others have NFC-capable terminals, but it’s disabled. Additionally, some places have dragged their feet because custom terminal software is common in the US (for marketing/advertising of course), and some of that needed changes to work with contactless. Some bean counter somewhere doesn’t see the value of redoing things to support it.

Sort of related, that’s why a lot of restaurants are still swiping on magstripe readers (or at the very least taking cards to the back instead of running them at the table). With such thin margins, what’s currently is place is seen is “fine enough” until they are forced to upgrade, be it moving away from magstripe or getting and using handheld terminals.

 

[michaelsmith0027]

I think that’s evident that places like Home Depot, Walmart/Sam’s Club, and others have NFC-capable terminals, but it’s disabled. Additionally, some places have dragged their feet because custom terminal software is common in the US (for marketing/advertising of course), and some of that needed changes to work with contactless. Some bean counter somewhere doesn’t see the value of redoing things to support it.

Sort of related, that’s why a lot of restaurants are still swiping on magstripe readers (or at the very least taking cards to the back instead of running them at the table). With such thin margins, what’s currently is place is seen is “fine enough” until they are forced to upgrade, be it moving away from magstripe or getting and using handheld terminals.

Swiping left on magnetic stripes

With the rise of the chip card, this once-pioneering payment technology is being retired.

www.mastercard.com

Mastercard will remove magnetic stripes from their debit cards and credit cards which will start in 2027 in Canada and USA.

 

[garyjones027]

I think that’s evident that places like Home Depot, Walmart/Sam’s Club, and others have NFC-capable terminals, but it’s disabled. Additionally, some places have dragged their feet because custom terminal software is common in the US (for marketing/advertising of course), and some of that needed changes to work with contactless. Some bean counter somewhere doesn’t see the value of redoing things to support it.

Sort of related, that’s why a lot of restaurants are still swiping on magstripe readers (or at the very least taking cards to the back instead of running them at the table). With such thin margins, what’s currently is place is seen is “fine enough” until they are forced to upgrade, be it moving away from magstripe or getting and using handheld terminals.

Mastercard will remove magnetic stripe from their debit cards and credit cards which will start in Canada and USA in 2027.

 

[garyjones027]

Swiping left on magnetic stripes

With the rise of the chip card, this once-pioneering payment technology is being retired.

www.mastercard.com

Mastercard will remove magnetic stripes from their debit cards and credit cards which will start in 2027 in Canada and USA.

Mastercard goes in right direction.

 

[ecschwarz]

Swiping left on magnetic stripes

With the rise of the chip card, this once-pioneering payment technology is being retired.

www.mastercard.com

Mastercard will remove magnetic stripes from their debit cards and credit cards which will start in 2027 in Canada and USA.

Mastercard will remove magnetic stripe from their debit cards and credit cards which will start in Canada and USA in 2027.

Mastercard goes in right direction..

Yep, and this may finally force some restaurants to update their POSes, almost 12 years after the liability shift.

 

[lartola]

I am from Canada. Walmart stores in Canada, Lowe’s stores in Canada, and Home Depot stores in Canada have contactless payments and Apple Pay.

Do Walmart stores in Mexico and Home Depot stores in Mexico have contactless payments and Apple Pay?

No. Just like the ones in the US, Walmart stores and Home Depot stores in Mexico don’t have contactless payments/apple pay. Walmart does, however, have contactless in stores they own and operate in other parts of Latin America such as Costa Rica (mas x menos supermarkets) or Chile (Lider supermarkets).

 

[lartola]

Yep, and this may finally force some restaurants to update their POSes, almost 12 years after the liability shift.

It will certainly force them to update to chip. It won’t, however, compel them to bring payment to the tables (which imo should have been part of the liability shift requirements for restaurants) because most restaurants in the US tend to upgrade to chip by purchasing wired pinpads instead of wireless card readers, thus forcing themselves to continue taking away the patrons’ cards just like when they were using magstripe.

 

[lartola]

Mastercard will remove magnetic stripe from their debit cards and credit cards which will start in Canada and USA in 2027.

They could actually do it much sooner in Canada and the rest of the world. The US is far behind in migrating to chip. And some say it’s the most developed nation.

 

[lartola]

I think that’s evident that places like Home Depot, Walmart/Sam’s Club, and others have NFC-capable terminals, but it’s disabled. Additionally, some places have dragged their feet because custom terminal software is common in the US (for marketing/advertising of course), and some of that needed changes to work with contactless. Some bean counter somewhere doesn’t see the value of redoing things to support it.

Sort of related, that’s why a lot of restaurants are still swiping on magstripe readers (or at the very least taking cards to the back instead of running them at the table). With such thin margins, what’s currently is place is seen is “fine enough” until they are forced to upgrade, be it moving away from magstripe or getting and using handheld terminals.

Given what I’ve seen from Walmart, I think they might have gone to the extent of removing the NFC module from the pinpads or even ordering pinpads without an NFC module. As an example of walmart’s stubbornness, in Mexico, they bought their own wireless POS for curbside pickup and deliveries and disabled contactless on them, unlike all other supermarkets chains, which lease the wireless POS for curbside pick up and deliveries from the banks and thus get them from the banks set up, ready to use and with nfc enabled.

As for restaurants, they will be forced to upgrade but will only do so by connecting a wired pinpad to the same computer where they were swiping the cards before, as many have already done, thus forcing themselves to continue taking the cards to the back. Unless the liability shift requirements included to stop taking cards to the back or PIN were required for all cards, there’s nothing that would make US restaurants stop taking the cards to the back. They simply won’t ever do it.

 

[ecschwarz]

It will certainly force them to update to chip. It won’t, however, compel them to bring payment to the tables (which imo should have been part of the liability shift requirements for restaurants) because most restaurants in the US tend to upgrade to chip by purchasing wired pinpads instead of wireless card readers, thus forcing themselves to continue taking away the patrons’ cards just like when they were using magstripe.

Exactly - the amount of places that I’ve seen with little Ingenico pinpads with contactless working (at least by the lights) that are tucked away in restaurants is rather common. I’ve even seen some Verifone mx915s set off to the side away from customers at a brewery/restaurant near where I used to live.

 

[lartola]

Exactly - the amount of places that I’ve seen with little Ingenico pinpads with contactless working (at least by the lights) that are tucked away in restaurants is rather common. I’ve even seen some Verifone mx915s set off to the side away from customers at a brewery/restaurant near where I used to live.

And they won’t ever change that. The only two things that forced restaurants in other countries to make the change were:

1) mandatory use of pin for ALL credit and debit cards. This made restaurants in Europe and Canada switch to paying at the tables in the 2000s.

or

2) liability shift for restaurants still processing payments away from the tables. This was the reason why all restaurants switched to pay at the table in the 2000s in Mexico and other parts of Latin America, where chip and signature was still in use at the time.

Unfortunately, none of those two things are bound to ever happen at all in the US.

 

[garyjones027]

No. Just like the ones in the US, Walmart stores and Home Depot stores in Mexico don’t have contactless payments/apple pay. Walmart does, however, have contactless in stores they own and operate in other parts of Latin America such as Costa Rica (mas x menos supermarkets) or Chile (Lider supermarkets).

There are Walmart stores in Costa Rica. I was wondering if those Walmart stores have contactless and Apple Pay and not the Walmart stores in Mexico.

 

[lartola]

There are Walmart stores in Costa Rica. I was wondering if those Walmart stores have contactless and Apple Pay and not the Walmart stores in Mexico.

If their other chain, masxmenos, accepts then I suppose so do the Walmart Supercenter stores, if there were any of those in Costa Rica.

 

[Expos of 1969]

Sort of related, that’s why a lot of restaurants are still swiping on magstripe readers (or at the very least taking cards to the back instead of running them at the table). With such thin margins, what’s currently is place is seen is “fine enough” until they are forced to upgrade, be it moving away from magstripe or getting and using handheld terminals.

Those establishments would certainly not get my business. If enough folks continue to eat there, they will have no incentive to modernize.

 

[lartola]

Those establishments would certainly not get my business. If enough folks continue to eat there, they will have no incentive to modernize.

Actually, most US restaurants have already upgraded to chip. The problem is that they didn’t implement pay at the table as part of that process. Instead, they just hooked up a wired pinpad to the same computer where they were swiping the cards before and that’s why they still need to take cards away even after the “upgrade”. So if any restaurant won’t get your business due to not having payment at the table, you’ll practically have to avoid 99% of the restaurants in the US. And that won’t ever change, because neither mandatory PIN on all cards nor a liability shift for taking cards away from customers -the only two reasons why restaurants have been compelled to switch to pay at the table outside the US- are likely to ever be implemented in the US.

 

[Expos of 1969]

Actually, most US restaurants have already upgraded to chip. The problem is that they didn’t implement pay at the table as part of that process. Instead, they just hooked up a wired pinpad to the same computer where they were swiping the cards before and that’s why they still need to take cards away even after the “upgrade”. So if any restaurant won’t get your business due to not having payment at the table, you’ll practically have to avoid 99% of the restaurants in the US. And that won’t ever change, because neither mandatory PIN on all cards nor a liability shift for taking cards away from customers -the only two reasons why restaurants have been compelled to switch to pay at the table outside the US- are likely to ever be implemented in the US.

So Apple Pay on the phone and watch, which I read is so popular with consumers in the US, cannot be used in the vast majority of restaurants?