Previously, a single OpenCore setup could easily boot any available Mac OS version but with Monterey, there is a break in Mac OS versions, tied to APFS, as follows (My Naming):
- Non APFS : HiSierra (HFS+) and Older
- Proto APFS : HiSierra (APFS) and Mojave
- Transitional APFS : Catalina and Big Sur
- Actual APFS : Monterey and Newer (Expected)
The "Default" OC Instance was never said to be linked to a "Native Mac OS", it was simply capable of booting any Mac OS version present ... before Monterey was released.
With Monterey, you cannot readily have a single OpenCore setup that spans all four categories but a setup targeted at one category can generally also boot adjacent categories.
The setups created by ConfigFactory are of two types:
- Proto APFS : Boots "Non APFS", "Proto APFS" and "Transitional APFS" ... Current Label = "Pre Monterey"
- Actual APFS : Boots "Transitional APFS" and "Actual APFS" ... Current Label = "Post Mojave"
Therefore, as to your query, you simply need to look at what the label says it is for.
Configfactory creates multiple instances to cover the full spectrum of Mac OS types based on what the user indicates and you wouldn't have had four instances if you didn't indicate that you had Monterey or that this was immiment. (Would be a bug if so) ... You can always share/check the ConfigFactory debug log.
If you had indicated Big Sur as the newest, it would have just created two Proto APFS instances that would look like the previous iterations since there would have been no need to try to cover Actual APFS.