I just cant help but feel if that were the issue, we would not be having this conversation.
Making six figures also means you should know that we want to maximize our deductions for the year. Financing a phone over time is not a smart deduction for someone making "six figures". We need all the deductions we can find. Ill take the $1k up front vs over time. Correct me if Im wrong.
But here’s the thing unless your Suze Orman we all make bad financial decisions once in a while. I don’t buy Jordans because I feel they are over priced for a shoe but people still line up every time a pair comes out. Someone could also say buying Starbucks is a waste because you can make coffee at home, or going on family trips is a waste because that should be saved for your retirement or you children’s future education. If we were all as money Conscious as we could be half the modern day companies would not exist. But if I want to spend 1000 on a phone that’s my choice, not yours. Maybe we all should just take a breath and just be happy we have the luxury to be in the forum using what ever device we have.