i just got off the phone myself with a rep from t-mobile the iPhone upgrade program is jump but only for iPhones instead of switching to android phones but the difference is you don't have to pay the $15 bucks a month like you would with jump... he just told me he would recommend keeping the insurance which could be $12 bucks because it has AppleCare but truthfully paying the same down payment I've been paying and saving the $15 bucks is well worth it thats my opinion so next month i'm canceling jump for the iPhone upgrade program.
also btw he mentioned for people who decide to order tonight for the 8 or 8 plus they charge a $20 dollar fee for calling in i'm not sure if that fee applies to in store pre orders? its quite stupid how everything is a charge.
I thought the Jump plan included insurance? To me it seems like you would only be saving $3 per month since the insurance would still cost $12 per month. You're saying you would save $15 per month so I assume you would be waiving your phone insurance and the AppleCare? I don't really care about the AppleCare because I've never purchased it in the past but if I lose my phone, it gets stolen, I get mugged, I get in a car accident and the phone is destroyed, etc then insurance come in handy especially at these prices!
I have Jump On Demand and it includes insurance for a total of $12 per month. The insurance part is billed as Premium Device Protection featuring AppleCare Services but I don't pay a separate monthly fee just for the Jump On Demand option.
The iPhone Upgrade Program wouldn't save me any money at all plus it would lock me into only buying an iPhone in the future.
The T-Mobile iPhone Program
would only be good if it has a lower down payment/monthly price compared to the Jump On Demand down payment/monthly prices...