Any reason why not doing IUP? I have option of IUP (1st time), or straight sale
I would like to, but failed last year when I tried (even when i work full time with no CCJ's). I guess Barclays are just extra cautious when it comes to 20yo's. I'm planning to keep the X for at least two years anyway, so not really bothered about the IUP. Though I do think it's a neat plan.