Unless things change I've decided to switch over to the 24 month finance this time around. Would much prefer to be on iUP but if I wait then being on iUP is likely going to mean I will need to wait next year (2/3 months) for the new phone for two reasons;
- this Max release is later than usual
- earliest to get this phone will be start of December but high risk will be later (order backlog and continued lockdowns).
The appeal of the programme is getting the new iPhone at release. First world problems I know.
So going 24 month plan, will sell this phone next year and have to manually pay off the loan before going back to iUP.