Thank you again for this one, Doc.I don’t think you’re screwed but there are a few articles out there saying both phones need to have the most recent update before transferring. The iCloud didn’t work for me so I’m giving you another option.
Like I said factory reset the new phone. Update the old one then proceed with the setup like it’s a new phone and do transfer to transfer. Make sure you do t delete the eSIM when factory resetting the new phone.
I'm working through the process and transferring over my mom's phone. Now that's more like it - it's taking 36 minutes.
16 minutes left to go.
I'll update once this is done.