So I bought this case:
https://www.totalleecase.com/products/iphone-12-pro-max-case?variant=32511756992574
And will be trying it out tomorrow. Got the same one in the Mini size for my wife's new iPhone.
But I am more tempted this year than ever to go naked. First, I have AppleCare+ with the iPhone Upgrade Program. Second, my youngest child is now 4 and definitely knows not to touch daddy's iPhone and is good about it. In years past it was really pushing my luck to not have a case. Third, the iPhone this year is stronger. The thing I worry about most is the back glass or camera area that protrudes, especially on the Max where it sticks way out and is bigger than ever. But even so I guess it's only $99 to fix. That case after using a promo code was in the $33 range, so still saving money, but even though it's one of the thinnest clear cases out there it will still add some bulk and put a little damper on that beautiful design.
So yeah, I guess I'll have to wait and see. I work from home now (who doesn't) and with skyrocketing virus cases in the US, I won't be busting this out much in public so there are fewer chances to drop onto concrete or something. But I have some pretty tough tile in both of my kitchens so that's a concern.