I’m no stranger to OCD, so this might bother me as well. I could just do Apple Care by the month, so this would be an extra $100 if I continue upgrading every year.I used to get Apple care, but haven’t for years and hate screen protectors. I think it’s OCD, but I can feel the difference and they’re more noticeable with no case.
I tend to upgrade every year now and have always got full value, even with some scratches and scrapes, so stopped worrying about it. I was much more protective when I held on to phones for a few years.
Like I said, I’m really impressed with how much more resilient iPhones are now.