With the price of this phone, it was a no brainer for me, especially if you are in the IUP.Doing Store Pickup on Friday. I have a question, should I increase Apple Care to include loss/Theft? I am imagining in store I should be able to do so as needed. I have never had an iPhone stolen but given the price of the phone is more than I ever spent, I am not sure if it is worth the cost.
Think of it as insurance that you hope to never use, but is there just in case.